Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$81,896$174 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $75,000 on Jan 23, 2025

540 MARS ST S

COSMOS, MN 56228
1
Beds
0
Baths
472 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1930
Year BuiltThe year the home was originally built, according to county records.

Valuation

$82K
$67K low$97K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$75,000 · Jan 23, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$21,896
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$17,517
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.72%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$60,000
MAGNIFI FINANCIAL CU · recorded Jan 23, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,286 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$45,600 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$8,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$37,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$57,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$45,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
60
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
22
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
57
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
58
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
27
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.24 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMEEKER
Lot (acres)The size of the land the home sits on, from county records.0.17
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Atwater-Cosmos-Grove City Elementary SchoolB
Elementary · Grades PK–4 · 14.5 mi
M
Atwater-Cosmos-Grove City Secondary SchoolB+
Middle · Grades 7–12 · 14.6 mi

District: A.C.G.C. Public School District

Neighborhood · ZIP 56228These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.137
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.13

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.756
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.13 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$74,953
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,575
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.28 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

540 Mars St S measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 92% of homes in Meeker County
  • Costs more per square foot than 80% of homes in Cosmos 56228
  • Among the smallest homes in Cosmos 56228
  • Has a smaller lot than 89% of homes in Meeker County
  • Older than 82% of homes in Meeker County

What homes are worth in Cosmos 56228

Each bar is how many homes fall in that price range. The marker is this home.

This home
$37K$410K

This home is worth more than 28% of homes in Cosmos 56228.

How it measures up in Cosmos 56228

The dot is this home. The mark in the middle is the typical home in Cosmos 56228.

Estimated value$81,896
CheaperTypical $113,176Pricier

Pricier than 28% of homes nearby

Price per ft²$174
CheaperTypical $108Pricier

Pricier than 80% of homes nearby

Living area472 ft²
SmallerTypical 1,108 ft²Bigger

Smaller than almost all homes nearby

Lot size0.17 ac
SmallerTypical 0.41 acBigger

Bigger than 14% of homes nearby

Year built1930
OlderTypical 1956Newer

Newer than 21% of homes nearby

How 540 Mars St S ranks against every home in each area.
MeasureThis homeCosmos 56228Meeker County
Estimated valuepricier than$81,89628% of homes8% of homes
Price per ft²pricier than$17480% of homes52% of homes
Living areabigger than472 ft²almost no homesalmost no homes
Lot sizebigger than0.17 ac14% of homes11% of homes
Year builtnewer than193021% of homes18% of homes

About 540 Mars St S

How much is 540 Mars St S, Cosmos, MN worth?

The TopHap Estimate for 540 Mars St S, Cosmos, MN is $81,896 as of Jul 14, 2026. The likely range is $66,638 to $97,154. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 540 Mars St S, Cosmos, MN last sell?

540 Mars St S, Cosmos, MN last sold on Jan 23, 2025 for $75,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 540 Mars St S, Cosmos, MN?

540 Mars St S, Cosmos, MN has 1 bedrooms, 472 square feet of living space and a 0.17-acre lot.

When was 540 Mars St S, Cosmos, MN built?

540 Mars St S, Cosmos, MN was built in 1930, making it 96 years old.

What schools serve 540 Mars St S, Cosmos, MN?

540 Mars St S, Cosmos, MN is assigned to Atwater-Cosmos-Grove City Elementary School (elementary), rated B; Atwater-Cosmos-Grove City Secondary School (middle), rated B+. All sit in A.C.G.C. Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 540 Mars St S, Cosmos, MN compare to other homes in Cosmos 56228?

Among the 432 homes in Cosmos 56228, it is worth more than 28% of them ($81,896 against a typical $113,176), its price per square foot is higher than 80% of them ($174 against a typical $108), it is bigger than almost none of them (472 ft² against a typical 1,108 ft²), its lot is bigger than 14% of them (0.17 ac against a typical 0.41 ac) and it is newer than 21% of them (1930 against a typical 1956). Measured against all of Meeker County, it is worth more than 8% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 540 Mars St S, Cosmos, MN?

The 2026 property tax bill for 540 Mars St S, Cosmos, MN was $1,286. The county assessed it at $45,600.

Closest homes

More homes in Cosmos 56228

Assigned schools

Explore the area

See this home in context

Open 540 Mars St S on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map