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Single Family ResidentialResidential
$164,803$106 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $164,000 on May 28, 2026

540 MOWBRAY ST

STEWART, MN 55385
3
Beds
1
Baths
1,556 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.29 ac
Lot SizeThe size of the land the home sits on, from county records.
1881
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$165K
$142K low$188K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$164,000 · May 28, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,552 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$168,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$18,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$149,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$128,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$168,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.29
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
58
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
59
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
27
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyMCLEOD
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1930
Lot (acres)The size of the land the home sits on, from county records.0.29
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 64 ft²Shed · 160 ft²Porch · 40 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Buffalo Lake-Hector-Stewart Elementary SchoolA+
Elementary · Grades KG–5 · 6.3 mi
M
Buffalo Lake-Hector-Stewart High SchoolB-
Middle · Grades 6–12 · 11.5 mi

District: Buffalo Lake-Hector-Stewart Public Schools

Neighborhood · ZIP 55385These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.112
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.13

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.1,272
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.13 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,690
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$90,843
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.29 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

540 Mowbray St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 84% of homes in McLeod County
  • Bigger than 75% of homes in Stewart 55385
  • Has a smaller lot than 71% of homes in Stewart 55385
  • Among the oldest homes in Stewart 55385

What homes are worth in Stewart 55385

Each bar is how many homes fall in that price range. The marker is this home.

This home
$59K$376K

This home is worth more than 49% of homes in Stewart 55385.

How it measures up in Stewart 55385

The dot is this home. The mark in the middle is the typical home in Stewart 55385.

Estimated value$164,803
CheaperTypical $168,132Pricier

Pricier than 49% of homes nearby

Price per ft²$106
CheaperTypical $125Pricier

Pricier than 34% of homes nearby

Living area1,556 ft²
SmallerTypical 1,301 ft²Bigger

Bigger than 75% of homes nearby

Lot size0.29 ac
SmallerTypical 2 acBigger

Bigger than 29% of homes nearby

Year built1881
OlderTypical 1946Newer

Older than almost all homes nearby

How 540 Mowbray St ranks against every home in each area.
MeasureThis homeStewart 55385McLeod County
Estimated valuepricier than$164,80349% of homes39% of homes
Price per ft²pricier than$10634% of homes16% of homes
Living areabigger than1,556 ft²75% of homes71% of homes
Lot sizebigger than0.29 ac29% of homes56% of homes
Year builtnewer than1881almost no homesalmost no homes

About 540 Mowbray St

How much is 540 Mowbray St, Stewart, MN worth?

The TopHap Estimate for 540 Mowbray St, Stewart, MN is $164,803 as of Jul 14, 2026. The likely range is $141,751 to $187,855. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 540 Mowbray St, Stewart, MN last sell?

540 Mowbray St, Stewart, MN last sold on May 28, 2026 for $164,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 540 Mowbray St, Stewart, MN?

540 Mowbray St, Stewart, MN has 3 bedrooms, 1 bathrooms, 1,556 square feet of living space and a 0.29-acre lot.

When was 540 Mowbray St, Stewart, MN built?

540 Mowbray St, Stewart, MN was built in 1881, making it 145 years old. The building has 1 story.

What schools serve 540 Mowbray St, Stewart, MN?

540 Mowbray St, Stewart, MN is assigned to Buffalo Lake-Hector-Stewart Elementary School (elementary), rated A+; Buffalo Lake-Hector-Stewart High School (middle), rated B-. All sit in Buffalo Lake-Hector-Stewart Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 540 Mowbray St, Stewart, MN compare to other homes in Stewart 55385?

Among the 530 homes in Stewart 55385, it is worth more than 49% of them ($164,803 against a typical $168,132), its price per square foot is higher than 34% of them ($106 against a typical $125), it is bigger than 75% of them (1,556 ft² against a typical 1,301 ft²), its lot is bigger than 29% of them (0.29 ac against a typical 2 ac) and it is newer than almost none of them (1881 against a typical 1946). Measured against all of McLeod County, it is worth more than 39% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 540 Mowbray St, Stewart, MN?

The 2026 property tax bill for 540 Mowbray St, Stewart, MN was $2,552. The county assessed it at $168,600.

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