Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$109,900$122 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 77How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $97,000 on Jan 7, 2026

540 N BLUFF ST

JOLIET, IL 60435
2
Beds
0
Baths
900 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.18 ac
Lot SizeThe size of the land the home sits on, from county records.
1906
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
Pre-foreclosure (LIS)A foreclosure notice on this home is currently active. Many are worked out before any auction happens.
A foreclosure-related notice has been recorded for this property.

Valuation

$110K
$85K low$135K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$97,000 · Jan 7, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,662 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$53,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$13,136
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$40,464
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$49,039
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$160,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
35
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
71
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
69
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
40
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.12 in
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWILL
Lot (acres)The size of the land the home sits on, from county records.0.18
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Joliet Central High SchoolD-
High · Grades 9–12 · 0.8 mi
E
Farragut Elementary SchoolD+
Elementary · Grades KG–5 · 0.8 mi
M
Hufford Junior High SchoolD+
Middle · Grades 6–8 · 2.3 mi

District: Joliet Township High School District 204

Neighborhood · ZIP 60435These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.131
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.50

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.51,469
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,640 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$71,757
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,021
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

540 N Bluff St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Joliet 60435
  • Among the lowest price per square foot in Joliet 60435
  • Smaller than 94% of homes in Will County
  • Has a bigger lot than 79% of homes in St. John
  • Older than 97% of homes in Will County

What homes are worth in Joliet 60435

Each bar is how many homes fall in that price range. The marker is this home.

This home
$126K$440K

This home is worth less than almost all homes in Joliet 60435.

How it measures up in Joliet 60435

The dot is this home. The mark in the middle is the typical home in Joliet 60435.

Estimated value$109,900
CheaperTypical $272,205Pricier

Cheaper than almost all homes nearby

Price per ft²$122
CheaperTypical $210Pricier

Cheaper than almost all homes nearby

Living area900 ft²
SmallerTypical 1,204 ft²Bigger

Bigger than 19% of homes nearby

Lot size0.18 ac
SmallerTypical 0.19 acBigger

Bigger than 46% of homes nearby

Year built1906
OlderTypical 1958Newer

Newer than 8% of homes nearby

How 540 N Bluff St ranks against every home in each area.
MeasureThis homeSt. JohnJoliet 60435Will County
Estimated valuepricier than$109,9002% of homesalmost no homesalmost no homes
Price per ft²pricier than$1223% of homesalmost no homes3% of homes
Living areabigger than900 ft²34% of homes19% of homes6% of homes
Lot sizebigger than0.18 ac79% of homes46% of homes30% of homes
Year builtnewer than190646% of homes8% of homes3% of homes

About 540 N Bluff St

How much is 540 N Bluff St, Joliet, IL worth?

The TopHap Estimate for 540 N Bluff St, Joliet, IL is $109,900 as of Sep 24, 2026. The likely range is $84,772 to $135,028. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 540 N Bluff St, Joliet, IL last sell?

540 N Bluff St, Joliet, IL last sold on Jan 7, 2026 for $97,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 540 N Bluff St, Joliet, IL?

540 N Bluff St, Joliet, IL has 2 bedrooms, 900 square feet of living space and a 0.18-acre lot.

When was 540 N Bluff St, Joliet, IL built?

540 N Bluff St, Joliet, IL was built in 1906, making it 120 years old. The building has 1 story.

What schools serve 540 N Bluff St, Joliet, IL?

540 N Bluff St, Joliet, IL is assigned to Joliet Central High School (high), rated D-; Farragut Elementary School (elementary), rated D+; Hufford Junior High School (middle), rated D+. All sit in Joliet Township High School District 204. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 540 N Bluff St, Joliet, IL compare to other homes in Joliet 60435?

Among the 14,951 homes in Joliet 60435, it is worth more than almost none of them ($109,900 against a typical $272,205), its price per square foot is higher than almost none of them ($122 against a typical $210), it is bigger than 19% of them (900 ft² against a typical 1,204 ft²), its lot is bigger than 46% of them (0.18 ac against a typical 0.19 ac) and it is newer than 8% of them (1906 against a typical 1958). Measured against all of Will County, it is worth more than almost no homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 540 N Bluff St, Joliet, IL?

The 2025 property tax bill for 540 N Bluff St, Joliet, IL was $3,662. The county assessed it at $53,600.

More homes on N Bluff St

Closest homes

More homes in Joliet 60435

Assigned schools

Explore the area

See this home in context

Open 540 N Bluff St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map