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Single Family ResidenceResidential
$1,304,918$382 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $500,000 on Sep 22, 2021

540 PROSPECT AVE

ORADELL, NJ 07649
0
Baths
3,419 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.85 ac
Lot SizeThe size of the land the home sits on, from county records.
1927
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.3M
$1.2M low$1.4M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$500,000 · Sep 22, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$904,918
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$723,934
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.27%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$400,000
JPMORGAN CHASE BANK NA · recorded Sep 22, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$22,144 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,015,400 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$519,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$495,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$964,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,015,400

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyBERGEN
Lot (acres)The size of the land the home sits on, from county records.0.85
ConstructionThe main material the home's frame and walls are built from.Brick
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Oradell Public SchoolA+
Elementary · Grades PK–6 · 0.5 mi
H
River Dell Regional High SchoolA-
High · Grades 9–12 · 1.1 mi
M
River Dell Middle SchoolA
Middle · Grades 7–8 · 1.4 mi

District: Oradell Borough School District

Neighborhood · ZIP 07649These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.34
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.118
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.120

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.98%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.38%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.8,030
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,454 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$180,828
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$198,451
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

540 Prospect Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 87% of homes in Oradell 07649
  • Costs less per square foot than 84% of homes in Oradell 07649
  • Bigger than 92% of homes in Oradell 07649
  • Has a bigger lot than 98% of homes in Oradell 07649
  • Older than 90% of homes in Oradell 07649

What homes are worth in Oradell 07649

Each bar is how many homes fall in that price range. The marker is this home.

This home
$569K$1.6M

This home is worth more than 87% of homes in Oradell 07649.

How it measures up in Oradell 07649

The dot is this home. The mark in the middle is the typical home in Oradell 07649.

Estimated value$1,304,918
CheaperTypical $966,113Pricier

Pricier than 87% of homes nearby

Price per ft²$382
CheaperTypical $461Pricier

Pricier than 16% of homes nearby

Living area3,419 ft²
SmallerTypical 2,148 ft²Bigger

Bigger than 92% of homes nearby

Lot size0.85 ac
SmallerTypical 0.26 acBigger

Bigger than 98% of homes nearby

Year built1927
OlderTypical 1957Newer

Newer than 10% of homes nearby

How 540 Prospect Ave ranks against every home in each area.
MeasureThis homeOradell 07649Bergen County
Estimated valuepricier than$1,304,91887% of homes86% of homes
Price per ft²pricier than$38216% of homes28% of homes
Living areabigger than3,419 ft²92% of homes90% of homes
Lot sizebigger than0.85 ac98% of homes91% of homes
Year builtnewer than192710% of homes18% of homes

About 540 Prospect Ave

How much is 540 Prospect Ave, Oradell, NJ worth?

The TopHap Estimate for 540 Prospect Ave, Oradell, NJ is $1,304,918 as of Jul 14, 2026. The likely range is $1,170,229 to $1,439,607. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 540 Prospect Ave, Oradell, NJ last sell?

540 Prospect Ave, Oradell, NJ last sold on Sep 22, 2021 for $500,000, according to the county's recorded deed.

How big is 540 Prospect Ave, Oradell, NJ?

540 Prospect Ave, Oradell, NJ has 3,419 square feet of living space and a 0.85-acre lot.

When was 540 Prospect Ave, Oradell, NJ built?

540 Prospect Ave, Oradell, NJ was built in 1927, making it 99 years old. It is a colonial home. The building has 2 stories.

What schools serve 540 Prospect Ave, Oradell, NJ?

540 Prospect Ave, Oradell, NJ is assigned to Oradell Public School (elementary), rated A+; River Dell Regional High School (high), rated A-; River Dell Middle School (middle), rated A. All sit in Oradell Borough School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 540 Prospect Ave, Oradell, NJ compare to other homes in Oradell 07649?

Among the 2,651 homes in Oradell 07649, it is worth more than 87% of them ($1,304,918 against a typical $966,113), its price per square foot is higher than 16% of them ($382 against a typical $461), it is bigger than 92% of them (3,419 ft² against a typical 2,148 ft²), its lot is bigger than 98% of them (0.85 ac against a typical 0.26 ac) and it is newer than 10% of them (1927 against a typical 1957). Measured against all of Bergen County, it is worth more than 86% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 540 Prospect Ave, Oradell, NJ?

The 2025 property tax bill for 540 Prospect Ave, Oradell, NJ was $22,144. The county assessed it at $1,015,400.

Closest homes

More homes in Oradell 07649

Assigned schools

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