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Single Family ResidenceResidential
$455,672$182 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $290,000 on Apr 20, 2018

540 RIDGEWOOD DR

CARY, IL 60013
4
Beds
3
Baths
2,502 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.27 ac
Lot SizeThe size of the land the home sits on, from county records.
1989
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$456K
$436K low$475K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$290,000 · Apr 20, 2018
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$150,879
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$120,703
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.63%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$288,359
KEY MORTGAGE SERVICES INC · 3.5% 2 · recorded Mar 5, 2020
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$16,434
TRUIST BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,732 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$123,563 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$9,201
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$114,362
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$110,511
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$370,689

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyMcHenry
HeatingThe type of heating system in the home.Forced Air

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Briargate Elementary SchoolA-
Elementary · Grades 1–5 · 0.9 mi
H
Cary-Grove High SchoolA+
High · Grades 9–12 · 2.0 mi
M
Cary Junior High SchoolB+
Middle · Grades 6–8 · 2.6 mi

District: Community High School District 155

Neighborhood · ZIP 60013These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.65
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.110
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.48

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.25,325
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,673 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$120,918
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$143,697
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

540 Ridgewood Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 73% of homes in McHenry County
  • Costs less per square foot than 80% of homes in Cary 60013
  • Bigger than 79% of homes in McHenry County

What homes are worth in Cary 60013

Each bar is how many homes fall in that price range. The marker is this home.

This home
$206K$799K

This home is worth more than 70% of homes in Cary 60013.

How it measures up in Cary 60013

The dot is this home. The mark in the middle is the typical home in Cary 60013.

Estimated value$455,672
CheaperTypical $383,867Pricier

Pricier than 70% of homes nearby

Price per ft²$182
CheaperTypical $212Pricier

Pricier than 20% of homes nearby

Living area2,502 ft²
SmallerTypical 1,786 ft²Bigger

Bigger than 75% of homes nearby

Lot size0.27 ac
SmallerTypical 0.25 acBigger

Bigger than 58% of homes nearby

Year built1989
OlderTypical 1987Newer

Newer than 57% of homes nearby

How 540 Ridgewood Dr ranks against every home in each area.
MeasureThis homeCary 60013McHenry County
Estimated valuepricier than$455,67270% of homes73% of homes
Price per ft²pricier than$18220% of homes26% of homes
Living areabigger than2,502 ft²75% of homes79% of homes
Lot sizebigger than0.27 ac58% of homes54% of homes
Year builtnewer than198957% of homes50% of homes

About 540 Ridgewood Dr

How much is 540 Ridgewood Dr, Cary, IL worth?

The TopHap Estimate for 540 Ridgewood Dr, Cary, IL is $455,672 as of Jul 14, 2026. The likely range is $436,037 to $475,307. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 540 Ridgewood Dr, Cary, IL last sell?

540 Ridgewood Dr, Cary, IL last sold on Apr 20, 2018 for $290,000, according to the county's recorded deed.

How big is 540 Ridgewood Dr, Cary, IL?

540 Ridgewood Dr, Cary, IL has 4 bedrooms, 3 bathrooms and 2,502 square feet of living space.

When was 540 Ridgewood Dr, Cary, IL built?

540 Ridgewood Dr, Cary, IL was built in 1989, making it 37 years old. It is a colonial home. The building has 2 stories.

What schools serve 540 Ridgewood Dr, Cary, IL?

540 Ridgewood Dr, Cary, IL is assigned to Briargate Elementary School (elementary), rated A-; Cary-Grove High School (high), rated A+; Cary Junior High School (middle), rated B+. All sit in Community High School District 155. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 540 Ridgewood Dr, Cary, IL compare to other homes in Cary 60013?

Among the 9,584 homes in Cary 60013, it is worth more than 70% of them ($455,672 against a typical $383,867), its price per square foot is higher than 20% of them ($182 against a typical $212), it is bigger than 75% of them (2,502 ft² against a typical 1,786 ft²), its lot is bigger than 58% of them (0.27 ac against a typical 0.25 ac) and it is newer than 57% of them (1989 against a typical 1987). Measured against all of McHenry County, it is worth more than 73% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 540 Ridgewood Dr, Cary, IL?

The 2024 property tax bill for 540 Ridgewood Dr, Cary, IL was $9,732. The county assessed it at $123,563.

More homes on Ridgewood Dr

Closest homes

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Assigned schools

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