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Single Family ResidenceResidential
$196,075$170 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $95,000 on May 20, 2010

540 RIVER BLUFF DR

WINDOM, MN 56101
4
Beds
2
Baths
1,152 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.26 ac
Lot SizeThe size of the land the home sits on, from county records.
1999
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$196K
$182K low$210K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$95,000 · May 20, 2010

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,336 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$195,500 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$6,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$189,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$182,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$195,500

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountyCOTTONWOOD
Lot (acres)The size of the land the home sits on, from county records.0.26
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.DeckPatio · 308 ft²Porch · 85 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Windom Area Elementary SchoolC-
Elementary · Grades PK–4 · 1.4 mi
H
Windom Senior High SchoolC+
High · Grades 9–12 · 1.5 mi
M
Windom Middle SchoolC
Middle · Grades 5–8 · 1.5 mi

District: Windom Public School District

Neighborhood · ZIP 56101These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.105
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.14

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.4,809
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.30 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,259
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$90,167
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.29 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

540 River Bluff Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 68% of homes in Cottonwood County
  • Costs more per square foot than 78% of homes in Cottonwood County
  • Newer than 92% of homes in Cottonwood County

What homes are worth in Windom 56101

Each bar is how many homes fall in that price range. The marker is this home.

This home
$59K$580K

This home is worth more than 62% of homes in Windom 56101.

How it measures up in Windom 56101

The dot is this home. The mark in the middle is the typical home in Windom 56101.

Estimated value$196,075
CheaperTypical $171,265Pricier

Pricier than 62% of homes nearby

Price per ft²$170
CheaperTypical $142Pricier

Pricier than 72% of homes nearby

Living area1,152 ft²
SmallerTypical 1,200 ft²Bigger

Bigger than 45% of homes nearby

Lot size0.26 ac
SmallerTypical 0.26 acBigger

Bigger than 50% of homes nearby

Year built1999
OlderTypical 1957Newer

Newer than 90% of homes nearby

How 540 River Bluff Dr ranks against every home in each area.
MeasureThis homeWindom 56101Cottonwood County
Estimated valuepricier than$196,07562% of homes68% of homes
Price per ft²pricier than$17072% of homes78% of homes
Living areabigger than1,152 ft²45% of homes48% of homes
Lot sizebigger than0.26 ac50% of homes45% of homes
Year builtnewer than199990% of homes92% of homes

About 540 River Bluff Dr

How much is 540 River Bluff Dr, Windom, MN worth?

The TopHap Estimate for 540 River Bluff Dr, Windom, MN is $196,075 as of Aug 30, 2026. The likely range is $182,228 to $209,922. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 540 River Bluff Dr, Windom, MN last sell?

540 River Bluff Dr, Windom, MN last sold on May 20, 2010 for $95,000, according to the county's recorded deed.

How big is 540 River Bluff Dr, Windom, MN?

540 River Bluff Dr, Windom, MN has 4 bedrooms, 2 bathrooms, 1,152 square feet of living space and a 0.26-acre lot.

When was 540 River Bluff Dr, Windom, MN built?

540 River Bluff Dr, Windom, MN was built in 1999, making it 27 years old. It is a split level home. The building has 1 story.

What schools serve 540 River Bluff Dr, Windom, MN?

540 River Bluff Dr, Windom, MN is assigned to Windom Area Elementary School (elementary), rated C-; Windom Senior High School (high), rated C+; Windom Middle School (middle), rated C. All sit in Windom Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 540 River Bluff Dr, Windom, MN compare to other homes in Windom 56101?

Among the 2,671 homes in Windom 56101, it is worth more than 62% of them ($196,075 against a typical $171,265), its price per square foot is higher than 72% of them ($170 against a typical $142), it is bigger than 45% of them (1,152 ft² against a typical 1,200 ft²), its lot is bigger than 50% of them (0.26 ac against a typical 0.26 ac) and it is newer than 90% of them (1999 against a typical 1957). Measured against all of Cottonwood County, it is worth more than 68% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 540 River Bluff Dr, Windom, MN?

The 2025 property tax bill for 540 River Bluff Dr, Windom, MN was $2,336. The county assessed it at $195,500.

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