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Single Family ResidenceResidential
$328,856$187 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $130,000 on Feb 16, 2012

540 RIVER VIEW DR

LOWELL, NC 28098
3
Beds
2
Baths
1,758 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
2010
Year BuiltThe year the home was originally built, according to county records.
3
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$329K
$285K low$372K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$130,000 · Feb 16, 2012
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$202,250
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$161,800
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.37%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$126,606
AMERICAN SECURITY MORTGAGE CORP · recorded Feb 16, 2012

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,239 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$302,970 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$28,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$274,970
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$302,970

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyGaston
Lot (acres)The size of the land the home sits on, from county records.0.17
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 60 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Lowell Elementary SchoolB
Elementary · Grades PK–5 · 0.2 mi
M
Holbrook Middle SchoolD+
Middle · Grades 6–8 · 1.3 mi
H
Ashbrook High SchoolD+
High · Grades 9–12 · 3.3 mi

District: Gaston County Schools

Neighborhood · ZIP 28098These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.118
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.72

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.4,224
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,152 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,677
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,000
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

540 River View Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 78% of homes in Lowell 28098
  • Bigger than 74% of homes in Lowell 28098
  • Has a smaller lot than 88% of homes in Gaston County
  • Newer than 92% of homes in Lowell 28098

What homes are worth in Lowell 28098

Each bar is how many homes fall in that price range. The marker is this home.

This home
$97K$470K

This home is worth more than 78% of homes in Lowell 28098.

How it measures up in Lowell 28098

The dot is this home. The mark in the middle is the typical home in Lowell 28098.

Estimated value$328,856
CheaperTypical $261,373Pricier

Pricier than 78% of homes nearby

Price per ft²$187
CheaperTypical $177Pricier

Pricier than 60% of homes nearby

Living area1,758 ft²
SmallerTypical 1,381 ft²Bigger

Bigger than 74% of homes nearby

Lot size0.17 ac
SmallerTypical 0.3 acBigger

Bigger than 15% of homes nearby

Year built2010
OlderTypical 1968Newer

Newer than 92% of homes nearby

How 540 River View Dr ranks against every home in each area.
MeasureThis homeLowell 28098Gaston County
Estimated valuepricier than$328,85678% of homes61% of homes
Price per ft²pricier than$18760% of homes54% of homes
Living areabigger than1,758 ft²74% of homes62% of homes
Lot sizebigger than0.17 ac15% of homes12% of homes
Year builtnewer than201092% of homes82% of homes

About 540 River View Dr

How much is 540 River View Dr, Lowell, NC worth?

The TopHap Estimate for 540 River View Dr, Lowell, NC is $328,856 as of Jul 14, 2026. The likely range is $285,230 to $372,482. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 540 River View Dr, Lowell, NC last sell?

540 River View Dr, Lowell, NC last sold on Feb 16, 2012 for $130,000, according to the county's recorded deed.

How big is 540 River View Dr, Lowell, NC?

540 River View Dr, Lowell, NC has 3 bedrooms, 2 bathrooms, 1,758 square feet of living space and a 0.17-acre lot.

When was 540 River View Dr, Lowell, NC built?

540 River View Dr, Lowell, NC was built in 2010, making it 16 years old. It is a conventional home. The building has 3 stories.

What schools serve 540 River View Dr, Lowell, NC?

540 River View Dr, Lowell, NC is assigned to Lowell Elementary School (elementary), rated B; Holbrook Middle School (middle), rated D+; Ashbrook High School (high), rated D+. All sit in Gaston County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 540 River View Dr, Lowell, NC compare to other homes in Lowell 28098?

Among the 1,539 homes in Lowell 28098, it is worth more than 78% of them ($328,856 against a typical $261,373), its price per square foot is higher than 60% of them ($187 against a typical $177), it is bigger than 74% of them (1,758 ft² against a typical 1,381 ft²), its lot is bigger than 15% of them (0.17 ac against a typical 0.3 ac) and it is newer than 92% of them (2010 against a typical 1968). Measured against all of Gaston County, it is worth more than 61% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 540 River View Dr, Lowell, NC?

The 2025 property tax bill for 540 River View Dr, Lowell, NC was $3,239. The county assessed it at $302,970.

Closest homes

More homes in Lowell 28098

Assigned schools

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