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Single Family ResidenceResidential
$196,678$178 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $112,000 on Jul 27, 2018

540 RIVERWIND DR

SPRING LAKE, NC 28390
3
Beds
2
Baths
1,107 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.41 ac
Lot SizeThe size of the land the home sits on, from county records.
1996
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$197K
$164K low$230K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$112,000 · Jul 27, 2018
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$83,547
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$66,838
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.57%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$113,131
SOUTHERN TRUST MORTGAGE LLC · recorded Jul 27, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,082 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$138,258 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$138,258
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$138,258

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.11 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHarnett
Lot (acres)The size of the land the home sits on, from county records.0.41
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 110 ft²Porch · 64 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Anderson Creek Primary School
Elementary · Grades PK–2 · 3.5 mi
M
Overhills Middle SchoolC-
Middle · Grades 6–8 · 5.2 mi
H
Overhills High SchoolD+
High · Grades 9–12 · 5.3 mi

District: Harnett County Schools

Neighborhood · ZIP 28390These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.135
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.58

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.24,734
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.441 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,962
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$71,561
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

540 Riverwind Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 80% of homes in Harnett County
  • Costs more per square foot than 91% of homes in Spring Lake 28390
  • Smaller than 89% of homes in Harnett County
  • Has a bigger lot than 68% of homes in Spring Lake 28390

What homes are worth in Spring Lake 28390

Each bar is how many homes fall in that price range. The marker is this home.

This home
$58K$553K

This home is worth more than 40% of homes in Spring Lake 28390.

How it measures up in Spring Lake 28390

The dot is this home. The mark in the middle is the typical home in Spring Lake 28390.

Estimated value$196,678
CheaperTypical $231,501Pricier

Pricier than 40% of homes nearby

Price per ft²$178
CheaperTypical $137Pricier

Pricier than 91% of homes nearby

Living area1,107 ft²
SmallerTypical 1,630 ft²Bigger

Bigger than 16% of homes nearby

Lot size0.41 ac
SmallerTypical 0.32 acBigger

Bigger than 68% of homes nearby

Year built1996
OlderTypical 1995Newer

Newer than 53% of homes nearby

How 540 Riverwind Dr ranks against every home in each area.
MeasureThis homeSpring Lake 28390Harnett County
Estimated valuepricier than$196,67840% of homes20% of homes
Price per ft²pricier than$17891% of homes67% of homes
Living areabigger than1,107 ft²16% of homes11% of homes
Lot sizebigger than0.41 ac68% of homes35% of homes
Year builtnewer than199653% of homes43% of homes

About 540 Riverwind Dr

How much is 540 Riverwind Dr, Spring Lake, NC worth?

The TopHap Estimate for 540 Riverwind Dr, Spring Lake, NC is $196,678 as of Jul 14, 2026. The likely range is $163,852 to $229,504. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 540 Riverwind Dr, Spring Lake, NC last sell?

540 Riverwind Dr, Spring Lake, NC last sold on Jul 27, 2018 for $112,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 540 Riverwind Dr, Spring Lake, NC?

540 Riverwind Dr, Spring Lake, NC has 3 bedrooms, 2 bathrooms, 1,107 square feet of living space and a 0.41-acre lot.

When was 540 Riverwind Dr, Spring Lake, NC built?

540 Riverwind Dr, Spring Lake, NC was built in 1996, making it 30 years old. The building has 1 story.

What schools serve 540 Riverwind Dr, Spring Lake, NC?

540 Riverwind Dr, Spring Lake, NC is assigned to Anderson Creek Primary School (elementary); Overhills Middle School (middle), rated C-; Overhills High School (high), rated D+. All sit in Harnett County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 540 Riverwind Dr, Spring Lake, NC compare to other homes in Spring Lake 28390?

Among the 7,340 homes in Spring Lake 28390, it is worth more than 40% of them ($196,678 against a typical $231,501), its price per square foot is higher than 91% of them ($178 against a typical $137), it is bigger than 16% of them (1,107 ft² against a typical 1,630 ft²), its lot is bigger than 68% of them (0.41 ac against a typical 0.32 ac) and it is newer than 53% of them (1996 against a typical 1995). Measured against all of Harnett County, it is worth more than 20% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 540 Riverwind Dr, Spring Lake, NC?

The 2025 property tax bill for 540 Riverwind Dr, Spring Lake, NC was $1,082. The county assessed it at $138,258.

Closest homes

More homes in Spring Lake 28390

Assigned schools

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