Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$501,785
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 69How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

540 SADDLE RIDGE DR

BERTRAM, TX 78605
0
Baths
10 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$502K
$345K low$659K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$37,008 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$26,598
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$10,410
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$332
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$270,410

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBURNET
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Bertram Elementary SchoolD-
Elementary · Grades PK–5 · 8.5 mi
M
Burnet Middle SchoolC-
Middle · Grades 6–8 · 11.2 mi
H
Burnet High SchoolC+
High · Grades 9–12 · 11.2 mi

District: Burnet Consolidated Independent School District

Neighborhood · ZIP 78605These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.71
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.16

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.6,864
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.41 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$80,050
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$106,484
Average tempThe average temperature here across a full year.66°F
Annual precipHow much rain and melted snow falls here in a typical year.33 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

540 Saddle Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 72% of homes in Bertram 78605
  • Has a bigger lot than 91% of homes in Burnet County

What homes are worth in Bertram 78605

Each bar is how many homes fall in that price range. The marker is this home.

This home
$183K$1.1M

This home is worth more than 72% of homes in Bertram 78605.

How it measures up in Bertram 78605

The dot is this home. The mark in the middle is the typical home in Bertram 78605.

Estimated value$501,785
CheaperTypical $367,515Pricier

Pricier than 72% of homes nearby

Lot size10 ac
SmallerTypical 2 acBigger

Bigger than 82% of homes nearby

How 540 Saddle Ridge Dr ranks against every home in each area.
MeasureThis homeBertram 78605Burnet County
Estimated valuepricier than$501,78572% of homes59% of homes
Lot sizebigger than10 ac82% of homes91% of homes

About 540 Saddle Ridge Dr

How much is 540 Saddle Ridge Dr, Bertram, TX worth?

The TopHap Estimate for 540 Saddle Ridge Dr, Bertram, TX is $501,785 as of Sep 24, 2026. The likely range is $345,052 to $658,518. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 540 Saddle Ridge Dr, Bertram, TX last sell?

540 Saddle Ridge Dr, Bertram, TX last sold on Jan 1, 1900, according to the county's recorded deed.

What schools serve 540 Saddle Ridge Dr, Bertram, TX?

540 Saddle Ridge Dr, Bertram, TX is assigned to Bertram Elementary School (elementary), rated D-; Burnet Middle School (middle), rated C-; Burnet High School (high), rated C+. All sit in Burnet Consolidated Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 540 Saddle Ridge Dr, Bertram, TX compare to other homes in Bertram 78605?

Among the 3,434 homes in Bertram 78605, it is worth more than 72% of them ($501,785 against a typical $367,515) and its lot is bigger than 82% of them (10 ac against a typical 2 ac). Measured against all of Burnet County, it is worth more than 59% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 540 Saddle Ridge Dr, Bertram, TX?

The 2025 property tax bill for 540 Saddle Ridge Dr, Bertram, TX was $4. The county assessed it at $37,008.

More homes on Saddle Ridge Dr

Closest homes

More homes in Bertram 78605

Assigned schools

Explore the area

See this home in context

Open 540 Saddle Ridge Dr on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map