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Single Family ResidenceResidential
$359,000$203 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $232,000 on Nov 1, 2019

540 SANDY RIDGE DR

DAVENPORT, FL 33896
4
Beds
3
Baths
1,768 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.13 ac
Lot SizeThe size of the land the home sits on, from county records.
2005
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$359K
$349K low$369K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$232,000 · Nov 1, 2019
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$173,400
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$138,720
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.52%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$185,600
MICHIGAN MUTUAL · recorded Nov 1, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,647 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$277,939 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$252,672
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$288,050

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.32 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPOLK
Lot (acres)The size of the land the home sits on, from county records.0.14
ConstructionThe main material the home's frame and walls are built from.Concrete Blocks
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Pool (Unspecified), Enclosed
ViewThe type of view from the property, or another feature of the site that affects value.Commercial/Industrial
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 139 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Loughman Oaks Elementary SchoolD-
Elementary · Grades PK–5 · 2.6 mi
M
Shelley S. Boone Middle SchoolD+
Middle · Grades 6–8 · 11.0 mi
H
Davenport High SchoolD+
High · Grades 9–12 · 31.4 mi

District: Polk County School District

Neighborhood · ZIP 33896These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.141
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.205
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.22

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.70%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.19,532
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,223 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,903
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,090
Average tempThe average temperature here across a full year.72°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.65%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

540 Sandy Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 74% of homes in Polk County
  • Costs more per square foot than 80% of homes in Polk County
  • Has a smaller lot than 78% of homes in Polk County
  • Older than 73% of homes in Davenport 33896

What homes are worth in Davenport 33896

Each bar is how many homes fall in that price range. The marker is this home.

This home
$185K$682K

This home is worth more than 52% of homes in Davenport 33896.

How it measures up in Davenport 33896

The dot is this home. The mark in the middle is the typical home in Davenport 33896.

Estimated value$359,000
CheaperTypical $356,437Pricier

Pricier than 52% of homes nearby

Price per ft²$203
CheaperTypical $180Pricier

Pricier than 78% of homes nearby

Living area1,768 ft²
SmallerTypical 1,897 ft²Bigger

Bigger than 38% of homes nearby

Lot size0.13 ac
SmallerTypical 0.13 acBigger

Bigger than 53% of homes nearby

Year built2005
OlderTypical 2016Newer

Newer than 27% of homes nearby

How 540 Sandy Ridge Dr ranks against every home in each area.
MeasureThis homeDavenport 33896Polk County
Estimated valuepricier than$359,00052% of homes74% of homes
Price per ft²pricier than$20378% of homes80% of homes
Living areabigger than1,768 ft²38% of homes59% of homes
Lot sizebigger than0.13 ac53% of homes22% of homes
Year builtnewer than200527% of homes64% of homes

About 540 Sandy Ridge Dr

How much is 540 Sandy Ridge Dr, Davenport, FL worth?

The TopHap Estimate for 540 Sandy Ridge Dr, Davenport, FL is $359,000 as of Jul 14, 2026. The likely range is $349,215 to $368,785. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 540 Sandy Ridge Dr, Davenport, FL last sell?

540 Sandy Ridge Dr, Davenport, FL last sold on Nov 1, 2019 for $232,000, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 540 Sandy Ridge Dr, Davenport, FL?

540 Sandy Ridge Dr, Davenport, FL has 4 bedrooms, 3 bathrooms, 1,768 square feet of living space and a 0.14-acre lot.

When was 540 Sandy Ridge Dr, Davenport, FL built?

540 Sandy Ridge Dr, Davenport, FL was built in 2005, making it 21 years old. The building has 2 stories.

What schools serve 540 Sandy Ridge Dr, Davenport, FL?

540 Sandy Ridge Dr, Davenport, FL is assigned to Loughman Oaks Elementary School (elementary), rated D-; Shelley S. Boone Middle School (middle), rated D+; Davenport High School (high), rated D+. All sit in Polk County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 540 Sandy Ridge Dr, Davenport, FL compare to other homes in Davenport 33896?

Among the 11,816 homes in Davenport 33896, it is worth more than 52% of them ($359,000 against a typical $356,437), its price per square foot is higher than 78% of them ($203 against a typical $180), it is bigger than 38% of them (1,768 ft² against a typical 1,897 ft²), its lot is bigger than 53% of them (0.13 ac against a typical 0.13 ac) and it is newer than 27% of them (2005 against a typical 2016). Measured against all of Polk County, it is worth more than 74% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 540 Sandy Ridge Dr, Davenport, FL?

The 2025 property tax bill for 540 Sandy Ridge Dr, Davenport, FL was $3,647. The county assessed it at $277,939.

Closest homes

More homes in Davenport 33896

Assigned schools

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