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Single Family ResidenceResidential
$58,292$88 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $58,000 on Aug 28, 2020

540 STATE ROUTE 189

CHURUBUSCO, NY 12923
1
Beds
1
Baths
660 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.5 ac
Lot SizeThe size of the land the home sits on, from county records.
2007
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$58K
$50K low$66K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$58,000 · Aug 28, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$147 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$69,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$20,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$49,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$68,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$69,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.31
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
17
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
47
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
90
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
1
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cottage
CountyClinton
Lot (acres)The size of the land the home sits on, from county records.1.50
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
HeatingThe type of heating system in the home.Forced Air
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Northern Adirondack Middle/High SchoolD+
Middle · Grades 6–12 · 5.9 mi
E
Northern Adirondack Elementary SchoolC-
Elementary · Grades PK–5 · 6.1 mi

District: Northern Adirondack Central School District

Neighborhood · ZIP 12923These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.167
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.181

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.67%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.2.3%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.4%
PopulationHow many people live in this area.502
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.10 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$53,959
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$59,971
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

540 State Route 189 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 98% of homes in Clinton County
  • Costs less per square foot than 81% of homes in Clinton County
  • Smaller than 97% of homes in Clinton County
  • Has a smaller lot than 68% of homes in Churubusco 12923
  • Newer than 93% of homes in Clinton County

What homes are worth in Churubusco 12923

Each bar is how many homes fall in that price range. The marker is this home.

This home
$30K$240K

This home is worth more than 11% of homes in Churubusco 12923.

How it measures up in Churubusco 12923

The dot is this home. The mark in the middle is the typical home in Churubusco 12923.

Estimated value$58,292
CheaperTypical $120,068Pricier

Pricier than 11% of homes nearby

Price per ft²$88
CheaperTypical $85Pricier

Pricier than 53% of homes nearby

Living area660 ft²
SmallerTypical 1,254 ft²Bigger

Bigger than 8% of homes nearby

Lot size1.5 ac
SmallerTypical 6.5 acBigger

Bigger than 32% of homes nearby

Year built2007
OlderTypical 1975Newer

Newer than 91% of homes nearby

How 540 State Route 189 ranks against every home in each area.
MeasureThis homeChurubusco 12923Clinton County
Estimated valuepricier than$58,29211% of homes2% of homes
Price per ft²pricier than$8853% of homes19% of homes
Living areabigger than660 ft²8% of homes3% of homes
Lot sizebigger than1.5 ac32% of homes68% of homes
Year builtnewer than200791% of homes93% of homes

About 540 State Route 189

How much is 540 State Route 189, Churubusco, NY worth?

The TopHap Estimate for 540 State Route 189, Churubusco, NY is $58,292 as of Sep 24, 2026. The likely range is $50,219 to $66,365. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 540 State Route 189, Churubusco, NY last sell?

540 State Route 189, Churubusco, NY last sold on Aug 28, 2020 for $58,000, according to the county's recorded deed.

How big is 540 State Route 189, Churubusco, NY?

540 State Route 189, Churubusco, NY has 1 bedrooms, 1 bathrooms, 660 square feet of living space and a 1.50-acre lot.

When was 540 State Route 189, Churubusco, NY built?

540 State Route 189, Churubusco, NY was built in 2007, making it 19 years old. It is a cottage home. The building has 1 story.

What schools serve 540 State Route 189, Churubusco, NY?

540 State Route 189, Churubusco, NY is assigned to Northern Adirondack Middle/High School (middle), rated D+; Northern Adirondack Elementary School (elementary), rated C-. All sit in Northern Adirondack Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 540 State Route 189, Churubusco, NY compare to other homes in Churubusco 12923?

Among the 316 homes in Churubusco 12923, it is worth more than 11% of them ($58,292 against a typical $120,068), its price per square foot is higher than 53% of them ($88 against a typical $85), it is bigger than 8% of them (660 ft² against a typical 1,254 ft²), its lot is bigger than 32% of them (1.5 ac against a typical 6.5 ac) and it is newer than 91% of them (2007 against a typical 1975). Measured against all of Clinton County, it is worth more than 2% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 540 State Route 189, Churubusco, NY?

The 2025 property tax bill for 540 State Route 189, Churubusco, NY was $147. The county assessed it at $69,400.

More homes on State Route 189

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More homes in Churubusco 12923

Assigned schools

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See this home in context

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