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Rural ResidenceResidential
$961,945$293 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

540 STATE ROUTE 23

CRARYVILLE, NY 12521
4
Beds
2.5
Baths
3,280 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
31.5 ac
Lot SizeThe size of the land the home sits on, from county records.
1820
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$962K
$849K low$1.1M high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,395 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$630,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$187,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$442,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$630,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$954,545

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.58
92
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
26
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
61
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
90
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
21
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.52 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyCOLUMBIA
Lot (acres)The size of the land the home sits on, from county records.31.50
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 441 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Taconic Hills Elementary SchoolC+
Elementary · Grades PK–6 · 4.8 mi
M
Taconic Hillsjunior/Senior High SchoolC
Middle · Grades 7–12 · 4.8 mi

District: Taconic Hills Central School District

Neighborhood · ZIP 12521These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.133
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.54

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.65%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.1,948
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.56 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$87,695
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$108,163
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

540 State Route 23 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 89% of homes in Columbia County
  • Bigger than 95% of homes in Craryville 12521
  • Has a bigger lot than 94% of homes in Columbia County
  • Older than 98% of homes in Craryville 12521

What homes are worth in Craryville 12521

Each bar is how many homes fall in that price range. The marker is this home.

This home
$187K$2.8M

This home is worth more than 82% of homes in Craryville 12521.

How it measures up in Craryville 12521

The dot is this home. The mark in the middle is the typical home in Craryville 12521.

Estimated value$961,945
CheaperTypical $498,063Pricier

Pricier than 82% of homes nearby

Price per ft²$293
CheaperTypical $332Pricier

Pricier than 36% of homes nearby

Living area3,280 ft²
SmallerTypical 1,498 ft²Bigger

Bigger than 95% of homes nearby

Lot size31.5 ac
SmallerTypical 2.4 acBigger

Bigger than 93% of homes nearby

Year built1820
OlderTypical 1969Newer

Newer than 2% of homes nearby

How 540 State Route 23 ranks against every home in each area.
MeasureThis homeCraryville 12521Columbia County
Estimated valuepricier than$961,94582% of homes89% of homes
Price per ft²pricier than$29336% of homes55% of homes
Living areabigger than3,280 ft²95% of homes93% of homes
Lot sizebigger than31.5 ac93% of homes94% of homes
Year builtnewer than18202% of homes2% of homes

About 540 State Route 23

How much is 540 State Route 23, Craryville, NY worth?

The TopHap Estimate for 540 State Route 23, Craryville, NY is $961,945 as of Sep 24, 2026. The likely range is $848,999 to $1,074,891. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 540 State Route 23, Craryville, NY last sell?

540 State Route 23, Craryville, NY last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 540 State Route 23, Craryville, NY?

540 State Route 23, Craryville, NY has 4 bedrooms, 2.5 bathrooms, 3,280 square feet of living space and a 31.50-acre lot.

When was 540 State Route 23, Craryville, NY built?

540 State Route 23, Craryville, NY was built in 1820, making it 206 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 540 State Route 23, Craryville, NY?

540 State Route 23, Craryville, NY is assigned to Taconic Hills Elementary School (elementary), rated C+; Taconic Hillsjunior/Senior High School (middle), rated C. All sit in Taconic Hills Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 540 State Route 23, Craryville, NY compare to other homes in Craryville 12521?

Among the 1,081 homes in Craryville 12521, it is worth more than 82% of them ($961,945 against a typical $498,063), its price per square foot is higher than 36% of them ($293 against a typical $332), it is bigger than 95% of them (3,280 ft² against a typical 1,498 ft²), its lot is bigger than 93% of them (31.5 ac against a typical 2.4 ac) and it is newer than 2% of them (1820 against a typical 1969). Measured against all of Columbia County, it is worth more than 89% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 540 State Route 23, Craryville, NY?

The 2026 property tax bill for 540 State Route 23, Craryville, NY was $10,395. The county assessed it at $630,000.

More homes on State Route 23

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