Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$575,000$249 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

540 STATE ROUTE 48

FULTON, NY 13069
2
Beds
1.5
Baths
2,310 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.24 ac
Lot SizeThe size of the land the home sits on, from county records.
1989
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$575K
$530K low$620K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,410 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$225,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$61,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$164,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$225,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$375,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.41
25
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
15
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
57
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
90
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
21
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyOSWEGO
Lot (acres)The size of the land the home sits on, from county records.1.24
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
HeatingThe type of heating system in the home.Electric
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Waterfront-Not Specified

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
J E Lanigan SchoolD
Elementary · Grades PK–6 · 3.2 mi
M
Fulton Junior High SchoolC
Middle · Grades 7–8 · 3.3 mi
H
G Ray Bodley High SchoolC
High · Grades 9–12 · 3.7 mi

District: Fulton City School District

Neighborhood · ZIP 13069These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.114
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.40

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.20%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.23,984
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.215 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,942
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,879
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

540 State Route 48 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Fulton 13069
  • Among the highest price per square foot in Fulton 13069
  • Bigger than 90% of homes in Fulton 13069
  • Newer than 83% of homes in Fulton 13069

What homes are worth in Fulton 13069

Each bar is how many homes fall in that price range. The marker is this home.

This home
$60K$424K

This home is worth more than almost all homes in Fulton 13069.

How it measures up in Fulton 13069

The dot is this home. The mark in the middle is the typical home in Fulton 13069.

Estimated value$575,000
CheaperTypical $155,924Pricier

Pricier than almost all homes nearby

Price per ft²$249
CheaperTypical $109Pricier

Pricier than almost all homes nearby

Living area2,310 ft²
SmallerTypical 1,482 ft²Bigger

Bigger than 90% of homes nearby

Lot size1.24 ac
SmallerTypical 0.84 acBigger

Bigger than 61% of homes nearby

Year built1989
OlderTypical 1956Newer

Newer than 83% of homes nearby

How 540 State Route 48 ranks against every home in each area.
MeasureThis homeFulton 13069Oswego County
Estimated valuepricier than$575,000almost all homesalmost all homes
Price per ft²pricier than$249almost all homes97% of homes
Living areabigger than2,310 ft²90% of homes90% of homes
Lot sizebigger than1.24 ac61% of homes53% of homes
Year builtnewer than198983% of homes75% of homes

About 540 State Route 48

How much is 540 State Route 48, Fulton, NY worth?

The TopHap Estimate for 540 State Route 48, Fulton, NY is $575,000 as of Oct 21, 2026. The likely range is $529,687 to $620,313. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 540 State Route 48, Fulton, NY last sell?

540 State Route 48, Fulton, NY last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 540 State Route 48, Fulton, NY?

540 State Route 48, Fulton, NY has 2 bedrooms, 1.5 bathrooms, 2,310 square feet of living space and a 1.24-acre lot.

When was 540 State Route 48, Fulton, NY built?

540 State Route 48, Fulton, NY was built in 1989, making it 37 years old. It is a ranch home. The building has 1 story.

What schools serve 540 State Route 48, Fulton, NY?

540 State Route 48, Fulton, NY is assigned to J E Lanigan School (elementary), rated D; Fulton Junior High School (middle), rated C; G Ray Bodley High School (high), rated C. All sit in Fulton City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 540 State Route 48, Fulton, NY compare to other homes in Fulton 13069?

Among the 8,087 homes in Fulton 13069, it is worth more than almost all of them ($575,000 against a typical $155,924), its price per square foot is higher than almost all of them ($249 against a typical $109), it is bigger than 90% of them (2,310 ft² against a typical 1,482 ft²), its lot is bigger than 61% of them (1.24 ac against a typical 0.84 ac) and it is newer than 83% of them (1989 against a typical 1956). Measured against all of Oswego County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 540 State Route 48, Fulton, NY?

The 2026 property tax bill for 540 State Route 48, Fulton, NY was $10,410. The county assessed it at $225,000.

More homes on State Route 48

Closest homes

More homes in Fulton 13069

Assigned schools

Explore the area

See this home in context

Open 540 State Route 48 on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map