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Single Family ResidenceResidential
$296,026$323 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $150,200 on May 1, 2003

540 STATE ST

BELCHERTOWN, MA 01007
3
Beds
1
Baths
916 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.95 ac
Lot SizeThe size of the land the home sits on, from county records.
1951
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$296K
$286K low$307K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$150,200 · May 1, 2003

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,163 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$286,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$71,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$215,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$302,385

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.11
17
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
28
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
10
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.2 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyHAMPSHIRE
Lot (acres)The size of the land the home sits on, from county records.0.95
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.In-Ground Pool

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Swift River Elementary SchoolC
Elementary · Grades 1–3 · 1.9 mi
H
Belchertown High SchoolB+
High · Grades 9–12 · 1.9 mi
M
Jabish Middle SchoolC+
Middle · Grades 7–8 · 2.4 mi

District: Belchertown School District

Neighborhood · ZIP 01007These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.67
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.53

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.15,225
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.271 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$98,396
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$115,075
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

540 State St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 93% of homes in Belchertown 01007
  • Costs more per square foot than 94% of homes in Belchertown 01007
  • Smaller than 97% of homes in Belchertown 01007
  • Has a smaller lot than 66% of homes in Belchertown 01007
  • Older than 88% of homes in Belchertown 01007

What homes are worth in Belchertown 01007

Each bar is how many homes fall in that price range. The marker is this home.

This home
$242K$800K

This home is worth more than 7% of homes in Belchertown 01007.

How it measures up in Belchertown 01007

The dot is this home. The mark in the middle is the typical home in Belchertown 01007.

Estimated value$296,026
CheaperTypical $456,157Pricier

Pricier than 7% of homes nearby

Price per ft²$323
CheaperTypical $242Pricier

Pricier than 94% of homes nearby

Living area916 ft²
SmallerTypical 1,934 ft²Bigger

Bigger than 3% of homes nearby

Lot size0.95 ac
SmallerTypical 1.13 acBigger

Bigger than 34% of homes nearby

Year built1951
OlderTypical 1988Newer

Newer than 12% of homes nearby

How 540 State St ranks against every home in each area.
MeasureThis homeBelchertown 01007Hampshire County
Estimated valuepricier than$296,0267% of homes12% of homes
Price per ft²pricier than$32394% of homes72% of homes
Living areabigger than916 ft²3% of homes6% of homes
Lot sizebigger than0.95 ac34% of homes60% of homes
Year builtnewer than195112% of homes32% of homes

About 540 State St

How much is 540 State St, Belchertown, MA worth?

The TopHap Estimate for 540 State St, Belchertown, MA is $296,026 as of Oct 21, 2026. The likely range is $285,529 to $306,523. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 540 State St, Belchertown, MA last sell?

540 State St, Belchertown, MA last sold on May 1, 2003 for $150,200, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 540 State St, Belchertown, MA?

540 State St, Belchertown, MA has 3 bedrooms, 1 bathrooms, 916 square feet of living space and a 0.95-acre lot.

When was 540 State St, Belchertown, MA built?

540 State St, Belchertown, MA was built in 1951, making it 75 years old. It is a ranch home. The building has 1 story.

What schools serve 540 State St, Belchertown, MA?

540 State St, Belchertown, MA is assigned to Swift River Elementary School (elementary), rated C; Belchertown High School (high), rated B+; Jabish Middle School (middle), rated C+. All sit in Belchertown School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 540 State St, Belchertown, MA compare to other homes in Belchertown 01007?

Among the 5,292 homes in Belchertown 01007, it is worth more than 7% of them ($296,026 against a typical $456,157), its price per square foot is higher than 94% of them ($323 against a typical $242), it is bigger than 3% of them (916 ft² against a typical 1,934 ft²), its lot is bigger than 34% of them (0.95 ac against a typical 1.13 ac) and it is newer than 12% of them (1951 against a typical 1988). Measured against all of Hampshire County, it is worth more than 12% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 540 State St, Belchertown, MA?

The 2025 property tax bill for 540 State St, Belchertown, MA was $4,163. The county assessed it at $286,900.

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