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Single Family ResidenceResidential
$162,230$180 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

540 W CHESTNUT ST

SAINT JOSEPH, MO 64505
0
Baths
902 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.35 ac
Lot SizeThe size of the land the home sits on, from county records.
1936
Year BuiltThe year the home was originally built, according to county records.

Valuation

$162K
$150K low$174K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$614 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$8,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$950
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$7,650
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$7,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$45,260

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.15 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBUCHANAN
Lot (acres)The size of the land the home sits on, from county records.0.35
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Lindbergh Elementary SchoolD
Elementary · Grades KG–6 · 1.1 mi
M
Lafayette Middle School
Middle · Grades 7–8 · 1.1 mi
H
Central High SchoolC+
High · Grades 9–12 · 2.2 mi

District: St. Joseph School District

Neighborhood · ZIP 64505These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.105
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.134
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.27

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.14,480
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.292 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$76,534
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$93,557
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

540 W Chestnut St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 79% of homes in Saint Joseph 64505
  • Smaller than 86% of homes in Saint Joseph 64505
  • Has a bigger lot than 67% of homes in Buchanan County

What homes are worth in Saint Joseph 64505

Each bar is how many homes fall in that price range. The marker is this home.

This home
$51K$812K

This home is worth more than 37% of homes in Saint Joseph 64505.

How it measures up in Saint Joseph 64505

The dot is this home. The mark in the middle is the typical home in Saint Joseph 64505.

Estimated value$162,230
CheaperTypical $207,237Pricier

Pricier than 37% of homes nearby

Price per ft²$180
CheaperTypical $137Pricier

Pricier than 79% of homes nearby

Living area902 ft²
SmallerTypical 1,284 ft²Bigger

Bigger than 14% of homes nearby

Lot size0.35 ac
SmallerTypical 0.32 acBigger

Bigger than 51% of homes nearby

Year built1936
OlderTypical 1950Newer

Newer than 44% of homes nearby

How 540 W Chestnut St ranks against every home in each area.
MeasureThis homeSaint Joseph 64505Buchanan County
Estimated valuepricier than$162,23037% of homes44% of homes
Price per ft²pricier than$18079% of homes65% of homes
Living areabigger than902 ft²14% of homes17% of homes
Lot sizebigger than0.35 ac51% of homes67% of homes
Year builtnewer than193644% of homes43% of homes

About 540 W Chestnut St

How much is 540 W Chestnut St, Saint Joseph, MO worth?

The TopHap Estimate for 540 W Chestnut St, Saint Joseph, MO is $162,230 as of Oct 21, 2026. The likely range is $150,197 to $174,263. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 540 W Chestnut St, Saint Joseph, MO last sell?

540 W Chestnut St, Saint Joseph, MO last sold on Mar 19, 2014, according to the county's recorded deed.

How big is 540 W Chestnut St, Saint Joseph, MO?

540 W Chestnut St, Saint Joseph, MO has 902 square feet of living space and a 0.35-acre lot.

When was 540 W Chestnut St, Saint Joseph, MO built?

540 W Chestnut St, Saint Joseph, MO was built in 1936, making it 90 years old.

What schools serve 540 W Chestnut St, Saint Joseph, MO?

540 W Chestnut St, Saint Joseph, MO is assigned to Lindbergh Elementary School (elementary), rated D; Lafayette Middle School (middle); Central High School (high), rated C+. All sit in St. Joseph School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 540 W Chestnut St, Saint Joseph, MO compare to other homes in Saint Joseph 64505?

Among the 5,057 homes in Saint Joseph 64505, it is worth more than 37% of them ($162,230 against a typical $207,237), its price per square foot is higher than 79% of them ($180 against a typical $137), it is bigger than 14% of them (902 ft² against a typical 1,284 ft²), its lot is bigger than 51% of them (0.35 ac against a typical 0.32 ac) and it is newer than 44% of them (1936 against a typical 1950). Measured against all of Buchanan County, it is worth more than 44% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 540 W Chestnut St, Saint Joseph, MO?

The 2025 property tax bill for 540 W Chestnut St, Saint Joseph, MO was $614. The county assessed it at $8,600.

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Assigned schools

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