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Single Family ResidenceResidential
$469,900$236 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $419,440 on Jul 31, 2024

5404 FLAT ROCK RD

WACO, TX 76708
3
Beds
2
Baths
1,995 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.6 ac
Lot SizeThe size of the land the home sits on, from county records.
2004
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$470K
$444K low$496K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$419,440 · Jul 31, 2024

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$378,635 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$59,067
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$319,568
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$398,740
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$378,635

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.59
62
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
53
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
99
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
48
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
33
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.27 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMCLENNAN
Lot (acres)The size of the land the home sits on, from county records.0.60
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 80 ft²Porch · 202 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
China Spring Middle SchoolA-
Middle · Grades 7–8 · 2.5 mi
H
China Spring High SchoolA-
High · Grades 9–12 · 2.6 mi
E
China Spring Elementary SchoolA-
Elementary · Grades PK–3 · 3.8 mi

District: China Spring Independent School District

Neighborhood · ZIP 76708These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.80
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.139
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.20

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.28,316
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.557 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,793
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$77,219
Average tempThe average temperature here across a full year.66°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

5404 Flat Rock Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 91% of homes in North Lake Waco
  • Costs more per square foot than 98% of homes in North Lake Waco
  • Bigger than 73% of homes in Waco 76708
  • Has a bigger lot than 88% of homes in North Lake Waco
  • Newer than 76% of homes in McLennan County

What homes are worth in Waco 76708

Each bar is how many homes fall in that price range. The marker is this home.

This home
$107K$761K

This home is worth more than 91% of homes in Waco 76708.

How it measures up in Waco 76708

The dot is this home. The mark in the middle is the typical home in Waco 76708.

Estimated value$469,900
CheaperTypical $245,728Pricier

Pricier than 91% of homes nearby

Price per ft²$236
CheaperTypical $159Pricier

Pricier than 95% of homes nearby

Living area1,995 ft²
SmallerTypical 1,561 ft²Bigger

Bigger than 73% of homes nearby

Lot size0.6 ac
SmallerTypical 0.21 acBigger

Bigger than 87% of homes nearby

Year built2004
OlderTypical 1968Newer

Newer than 73% of homes nearby

How 5404 Flat Rock Rd ranks against every home in each area.
MeasureThis homeNorth Lake WacoWaco 76708McLennan County
Estimated valuepricier than$469,90091% of homes91% of homes85% of homes
Price per ft²pricier than$23698% of homes95% of homes91% of homes
Living areabigger than1,995 ft²61% of homes73% of homes68% of homes
Lot sizebigger than0.6 ac88% of homes87% of homes73% of homes
Year builtnewer than200434% of homes73% of homes76% of homes

About 5404 Flat Rock Rd

How much is 5404 Flat Rock Rd, Waco, TX worth?

The TopHap Estimate for 5404 Flat Rock Rd, Waco, TX is $469,900 as of Sep 24, 2026. The likely range is $443,659 to $496,141. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 5404 Flat Rock Rd, Waco, TX last sell?

5404 Flat Rock Rd, Waco, TX last sold on Jul 31, 2024 for $419,440, according to the county's recorded deed.

How big is 5404 Flat Rock Rd, Waco, TX?

5404 Flat Rock Rd, Waco, TX has 3 bedrooms, 2 bathrooms, 1,995 square feet of living space and a 0.60-acre lot.

When was 5404 Flat Rock Rd, Waco, TX built?

5404 Flat Rock Rd, Waco, TX was built in 2004, making it 22 years old. The building has 1 story.

What schools serve 5404 Flat Rock Rd, Waco, TX?

5404 Flat Rock Rd, Waco, TX is assigned to China Spring Middle School (middle), rated A-; China Spring High School (high), rated A-; China Spring Elementary School (elementary), rated A-. All sit in China Spring Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 5404 Flat Rock Rd, Waco, TX compare to other homes in Waco 76708?

Among the 9,995 homes in Waco 76708, it is worth more than 91% of them ($469,900 against a typical $245,728), its price per square foot is higher than 95% of them ($236 against a typical $159), it is bigger than 73% of them (1,995 ft² against a typical 1,561 ft²), its lot is bigger than 87% of them (0.6 ac against a typical 0.21 ac) and it is newer than 73% of them (2004 against a typical 1968). Measured against all of McLennan County, it is worth more than 85% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

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