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CondominiumResidential
$299,857$105 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 98How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $252,000 on Aug 18, 2021

5408 WINDING CREEK PL

ROCKFORD, IL 61114
2
Beds
3
Baths
2,847 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
15.32 ac
Lot SizeThe size of the land the home sits on, from county records.
1988
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$300K
$294K low$305K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$252,000 · Aug 18, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$60,457
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$48,366
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.83%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$239,400
BMO HARRIS BANK NA · 3.25% · recorded Aug 18, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,416 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$101,324 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$16,434
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$84,890
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$90,930
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$303,972

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.54
98
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
13
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
68
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
62
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
31
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.135 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyWINNEBAGO
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 192 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Spring Creek Elementary SchoolC-
Elementary · Grades KG–5 · 0.5 mi
H
Guilford High SchoolD
High · Grades 9–12 · 0.5 mi
M
Eisenhower Middle SchoolD
Middle · Grades 6–8 · 1.8 mi

District: Rockford School District 205

Neighborhood · ZIP 61114These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.53
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.38

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.15,641
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,943 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$86,141
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$113,567
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

5408 Winding Creek Pl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 80% of homes in Winnebago County
  • Costs less per square foot than 85% of homes in Rockford 61114
  • Bigger than 90% of homes in Winnebago County
  • Among the largest lots in Rockford 61114
  • Newer than 74% of homes in Winnebago County

What homes are worth in Rockford 61114

Each bar is how many homes fall in that price range. The marker is this home.

This home
$120K$564K

This home is worth more than 61% of homes in Rockford 61114.

How it measures up in Rockford 61114

The dot is this home. The mark in the middle is the typical home in Rockford 61114.

Estimated value$299,857
CheaperTypical $278,431Pricier

Pricier than 61% of homes nearby

Price per ft²$105
CheaperTypical $131Pricier

Pricier than 15% of homes nearby

Living area2,847 ft²
SmallerTypical 2,190 ft²Bigger

Bigger than 78% of homes nearby

Lot size15.32 ac
SmallerTypical 0.33 acBigger

Bigger than almost all homes nearby

Year built1988
OlderTypical 1981Newer

Newer than 67% of homes nearby

How 5408 Winding Creek Pl ranks against every home in each area.
MeasureThis homeRockford 61114Winnebago County
Estimated valuepricier than$299,85761% of homes80% of homes
Price per ft²pricier than$10515% of homes38% of homes
Living areabigger than2,847 ft²78% of homes90% of homes
Lot sizebigger than15.32 acalmost all homesalmost all homes
Year builtnewer than198867% of homes74% of homes

About 5408 Winding Creek Pl

How much is 5408 Winding Creek Pl, Rockford, IL worth?

The TopHap Estimate for 5408 Winding Creek Pl, Rockford, IL is $299,857 as of Jul 14, 2026. The likely range is $294,266 to $305,448. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 5408 Winding Creek Pl, Rockford, IL last sell?

5408 Winding Creek Pl, Rockford, IL last sold on Aug 18, 2021 for $252,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 5408 Winding Creek Pl, Rockford, IL?

5408 Winding Creek Pl, Rockford, IL has 2 bedrooms, 3 bathrooms and 2,847 square feet of living space.

When was 5408 Winding Creek Pl, Rockford, IL built?

5408 Winding Creek Pl, Rockford, IL was built in 1988, making it 38 years old. It is a ranch home. The building has 1 story.

What schools serve 5408 Winding Creek Pl, Rockford, IL?

5408 Winding Creek Pl, Rockford, IL is assigned to Spring Creek Elementary School (elementary), rated C-; Guilford High School (high), rated D; Eisenhower Middle School (middle), rated D. All sit in Rockford School District 205. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 5408 Winding Creek Pl, Rockford, IL compare to other homes in Rockford 61114?

Among the 5,393 homes in Rockford 61114, it is worth more than 61% of them ($299,857 against a typical $278,431), its price per square foot is higher than 15% of them ($105 against a typical $131), it is bigger than 78% of them (2,847 ft² against a typical 2,190 ft²), its lot is bigger than almost all of them (15.32 ac against a typical 0.33 ac) and it is newer than 67% of them (1988 against a typical 1981). Measured against all of Winnebago County, it is worth more than 80% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 5408 Winding Creek Pl, Rockford, IL?

The 2025 property tax bill for 5408 Winding Creek Pl, Rockford, IL was $8,416. The county assessed it at $101,324.

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