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Rural ResidenceResidential
$268,469$213 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

5409 FM 860

MONTALBA, TX 75853
0
Baths
1,261 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
24.62 ac
Lot SizeThe size of the land the home sits on, from county records.
2008
Year BuiltThe year the home was originally built, according to county records.

Valuation

$268K
$247K low$290K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$679 (2022)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$104,641 (2024)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$95,347
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$313,510

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.59
45
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
53
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
91
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
63
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
45
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.11 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyAnderson
Lot (acres)The size of the land the home sits on, from county records.24.62
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 839 ft²Porch · 40 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Cayuga Middle SchoolA
Middle · Grades 6–8 · 5.5 mi
H
Cayuga High SchoolB+
High · Grades 9–12 · 5.5 mi
E
Cayuga Elementary SchoolB-
Elementary · Grades PK–5 · 5.5 mi

District: Cayuga Independent School District

Neighborhood · ZIP 75853These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.141
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.25

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.78%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.1,386
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.17 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,243
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$85,004
Average tempThe average temperature here across a full year.66°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

5409 Fm 860 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 67% of homes in Anderson County
  • Costs more per square foot than 87% of homes in Anderson County
  • Smaller than 70% of homes in Montalba 75853
  • Has a bigger lot than 92% of homes in Anderson County
  • Newer than 82% of homes in Anderson County

What homes are worth in Montalba 75853

Each bar is how many homes fall in that price range. The marker is this home.

This home
$128K$904K

This home is worth more than 46% of homes in Montalba 75853.

How it measures up in Montalba 75853

The dot is this home. The mark in the middle is the typical home in Montalba 75853.

Estimated value$268,469
CheaperTypical $290,398Pricier

Pricier than 46% of homes nearby

Price per ft²$213
CheaperTypical $170Pricier

Pricier than 71% of homes nearby

Living area1,261 ft²
SmallerTypical 1,700 ft²Bigger

Bigger than 30% of homes nearby

Lot size24.62 ac
SmallerTypical 6.58 acBigger

Bigger than 78% of homes nearby

Year built2008
OlderTypical 1996Newer

Newer than 70% of homes nearby

How 5409 Fm 860 ranks against every home in each area.
MeasureThis homeMontalba 75853Anderson County
Estimated valuepricier than$268,46946% of homes67% of homes
Price per ft²pricier than$21371% of homes87% of homes
Living areabigger than1,261 ft²30% of homes32% of homes
Lot sizebigger than24.62 ac78% of homes92% of homes
Year builtnewer than200870% of homes82% of homes

About 5409 Fm 860

How much is 5409 Fm 860, Montalba, TX worth?

The TopHap Estimate for 5409 Fm 860, Montalba, TX is $268,469 as of Sep 24, 2026. The likely range is $246,595 to $290,343. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 5409 Fm 860, Montalba, TX last sell?

5409 Fm 860, Montalba, TX last sold on Mar 16, 2021, according to the county's recorded deed.

How big is 5409 Fm 860, Montalba, TX?

5409 Fm 860, Montalba, TX has 1,261 square feet of living space and a 24.62-acre lot.

When was 5409 Fm 860, Montalba, TX built?

5409 Fm 860, Montalba, TX was built in 2008, making it 18 years old.

What schools serve 5409 Fm 860, Montalba, TX?

5409 Fm 860, Montalba, TX is assigned to Cayuga Middle School (middle), rated A; Cayuga High School (high), rated B+; Cayuga Elementary School (elementary), rated B-. All sit in Cayuga Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 5409 Fm 860, Montalba, TX compare to other homes in Montalba 75853?

Among the 377 homes in Montalba 75853, it is worth more than 46% of them ($268,469 against a typical $290,398), its price per square foot is higher than 71% of them ($213 against a typical $170), it is bigger than 30% of them (1,261 ft² against a typical 1,700 ft²), its lot is bigger than 78% of them (24.62 ac against a typical 6.58 ac) and it is newer than 70% of them (2008 against a typical 1996). Measured against all of Anderson County, it is worth more than 67% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 5409 Fm 860, Montalba, TX?

The 2022 property tax bill for 5409 Fm 860, Montalba, TX was $679. The county assessed it at $104,641.

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