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Rural ResidenceResidential
$401,092$196 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

5421 OLD RIVER RD

BAKER, FL 32531
4
Beds
2
Baths
2,044 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
89.02 ac
Lot SizeThe size of the land the home sits on, from county records.
2005
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$401K
$351K low$451K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,062 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$239,787 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$37,838
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$201,949
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$233,342
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$487,586

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.80 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyOkaloosa
Lot (acres)The size of the land the home sits on, from county records.89.02
RoofThe main material covering the roof, such as asphalt shingle or tile.Wood
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Finished
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 1,055 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Baker SchoolB+
Elementary · Grades KG–12 · 3.3 mi

District: Okaloosa County School District

Neighborhood · ZIP 32531These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.86
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.71
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.26

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.6,497
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.28 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$86,501
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$103,534
Average tempThe average temperature here across a full year.66°F
Annual precipHow much rain and melted snow falls here in a typical year.65 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

5421 Old River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 74% of homes in Baker 32531
  • Costs more per square foot than 75% of homes in Baker 32531
  • Bigger than 70% of homes in Okaloosa County
  • Among the largest lots in Okaloosa County
  • Newer than 76% of homes in Okaloosa County

What homes are worth in Baker 32531

Each bar is how many homes fall in that price range. The marker is this home.

This home
$88K$765K

This home is worth more than 74% of homes in Baker 32531.

How it measures up in Baker 32531

The dot is this home. The mark in the middle is the typical home in Baker 32531.

Estimated value$401,092
CheaperTypical $299,572Pricier

Pricier than 74% of homes nearby

Price per ft²$196
CheaperTypical $166Pricier

Pricier than 75% of homes nearby

Living area2,044 ft²
SmallerTypical 1,680 ft²Bigger

Bigger than 69% of homes nearby

Lot size89.02 ac
SmallerTypical 2 acBigger

Bigger than 97% of homes nearby

Year built2005
OlderTypical 1999Newer

Newer than 63% of homes nearby

How 5421 Old River Rd ranks against every home in each area.
MeasureThis homeBaker 32531Okaloosa County
Estimated valuepricier than$401,09274% of homes61% of homes
Price per ft²pricier than$19675% of homes44% of homes
Living areabigger than2,044 ft²69% of homes70% of homes
Lot sizebigger than89.02 ac97% of homesalmost all homes
Year builtnewer than200563% of homes76% of homes

About 5421 Old River Rd

How much is 5421 Old River Rd, Baker, FL worth?

The TopHap Estimate for 5421 Old River Rd, Baker, FL is $401,092 as of Jul 14, 2026. The likely range is $351,028 to $451,156. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 5421 Old River Rd, Baker, FL?

5421 Old River Rd, Baker, FL has 4 bedrooms, 2 bathrooms, 2,044 square feet of living space and a 89.02-acre lot.

When was 5421 Old River Rd, Baker, FL built?

5421 Old River Rd, Baker, FL was built in 2005, making it 21 years old. The building has 2 stories.

What schools serve 5421 Old River Rd, Baker, FL?

5421 Old River Rd, Baker, FL is assigned to Baker School (elementary), rated B+. All sit in Okaloosa County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 5421 Old River Rd, Baker, FL compare to other homes in Baker 32531?

Among the 2,950 homes in Baker 32531, it is worth more than 74% of them ($401,092 against a typical $299,572), its price per square foot is higher than 75% of them ($196 against a typical $166), it is bigger than 69% of them (2,044 ft² against a typical 1,680 ft²), its lot is bigger than 97% of them (89.02 ac against a typical 2 ac) and it is newer than 63% of them (2005 against a typical 1999). Measured against all of Okaloosa County, it is worth more than 61% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 5421 Old River Rd, Baker, FL?

The 2025 property tax bill for 5421 Old River Rd, Baker, FL was $2,062. The county assessed it at $239,787.

More homes on Old River Rd

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More homes in Baker 32531

Assigned schools

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