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Single Family ResidenceResidential
$194,398$174 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

5438 MILL ROCK RD

GERALD, MO 63037
1
Baths
1,120 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
7 ac
Lot SizeThe size of the land the home sits on, from county records.
1999
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$194K
$183K low$206K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,073 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$18,938 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$16,241
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$100,590

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.50
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
48
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
82
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
73
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
47
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFranklin
Lot (acres)The size of the land the home sits on, from county records.7.00
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Strain-Japan SchoolA
Elementary · Grades KG–8 · 3.6 mi
H
Owensville High SchoolC
High · Grades 9–12 · 10.5 mi

District: Strain-Japan R-Xvi School District

Neighborhood · ZIP 63037These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.139
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.75

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.4%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.3,166
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.39 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,915
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,452
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

5438 Mill Rock Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 78% of homes in Franklin County
  • Costs less per square foot than 69% of homes in Franklin County
  • Smaller than 72% of homes in Franklin County
  • Has a bigger lot than 83% of homes in Franklin County
  • Newer than 82% of homes in Gerald 63037

What homes are worth in Gerald 63037

Each bar is how many homes fall in that price range. The marker is this home.

This home
$99K$798K

This home is worth more than 28% of homes in Gerald 63037.

How it measures up in Gerald 63037

The dot is this home. The mark in the middle is the typical home in Gerald 63037.

Estimated value$194,398
CheaperTypical $257,062Pricier

Pricier than 28% of homes nearby

Price per ft²$174
CheaperTypical $184Pricier

Pricier than 43% of homes nearby

Living area1,120 ft²
SmallerTypical 1,350 ft²Bigger

Bigger than 29% of homes nearby

Lot size7 ac
SmallerTypical 4.9 acBigger

Bigger than 59% of homes nearby

Year built1999
OlderTypical 1977Newer

Newer than 82% of homes nearby

How 5438 Mill Rock Rd ranks against every home in each area.
MeasureThis homeGerald 63037Franklin County
Estimated valuepricier than$194,39828% of homes22% of homes
Price per ft²pricier than$17443% of homes31% of homes
Living areabigger than1,120 ft²29% of homes28% of homes
Lot sizebigger than7 ac59% of homes83% of homes
Year builtnewer than199982% of homes74% of homes

About 5438 Mill Rock Rd

How much is 5438 Mill Rock Rd, Gerald, MO worth?

The TopHap Estimate for 5438 Mill Rock Rd, Gerald, MO is $194,398 as of Aug 30, 2026. The likely range is $182,525 to $206,271. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 5438 Mill Rock Rd, Gerald, MO last sell?

5438 Mill Rock Rd, Gerald, MO last sold on Apr 21, 2025, according to the county's recorded deed.

How big is 5438 Mill Rock Rd, Gerald, MO?

5438 Mill Rock Rd, Gerald, MO has 1 bathrooms, 1,120 square feet of living space and a 7.00-acre lot.

When was 5438 Mill Rock Rd, Gerald, MO built?

5438 Mill Rock Rd, Gerald, MO was built in 1999, making it 27 years old. The building has 1 story.

What schools serve 5438 Mill Rock Rd, Gerald, MO?

5438 Mill Rock Rd, Gerald, MO is assigned to Strain-Japan School (elementary), rated A; Owensville High School (high), rated C. All sit in Strain-Japan R-Xvi School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 5438 Mill Rock Rd, Gerald, MO compare to other homes in Gerald 63037?

Among the 1,371 homes in Gerald 63037, it is worth more than 28% of them ($194,398 against a typical $257,062), its price per square foot is higher than 43% of them ($174 against a typical $184), it is bigger than 29% of them (1,120 ft² against a typical 1,350 ft²), its lot is bigger than 59% of them (7 ac against a typical 4.9 ac) and it is newer than 82% of them (1999 against a typical 1977). Measured against all of Franklin County, it is worth more than 22% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 5438 Mill Rock Rd, Gerald, MO?

The 2025 property tax bill for 5438 Mill Rock Rd, Gerald, MO was $1,073. The county assessed it at $18,938.

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