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Single Family ResidenceResidential
$85,486$87 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

544 CHURCH ST

RIDGELY, TN 38080
1
Baths
988 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1970
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$85K
$72K low$98K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$25,486
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$20,389
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.65%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$60,000
CARRINGTON MORTGAGE SERVICES LLC · recorded Aug 7, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$717 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$15,075 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,125
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$12,950
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$9,725
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$60,300

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLake
Lot (acres)The size of the land the home sits on, from county records.0.20
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Lara Kendall Elementary SchoolC
Middle · Grades 3–8 · 0.4 mi
H
Lake County High SchoolD
High · Grades 9–12 · 7.2 mi
E
Margaret Newton Elementary School
Elementary · Grades PK–2 · 7.4 mi

District: Lake County School District

Neighborhood · ZIP 38080These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.136
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.714

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.0%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.25%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.2,239
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.17 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$44,554
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$60,054
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

544 Church St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Smaller than 81% of homes in Ridgely 38080
  • Has a smaller lot than 86% of homes in Ridgely 38080

What homes are worth in Ridgely 38080

Each bar is how many homes fall in that price range. The marker is this home.

This home
$36K$329K

This home is worth more than 39% of homes in Ridgely 38080.

How it measures up in Ridgely 38080

The dot is this home. The mark in the middle is the typical home in Ridgely 38080.

Estimated value$85,486
CheaperTypical $99,979Pricier

Pricier than 39% of homes nearby

Price per ft²$87
CheaperTypical $76Pricier

Pricier than 64% of homes nearby

Living area988 ft²
SmallerTypical 1,300 ft²Bigger

Bigger than 19% of homes nearby

Lot size0.2 ac
SmallerTypical 0.39 acBigger

Bigger than 14% of homes nearby

Year built1970
OlderTypical 1967Newer

Newer than 57% of homes nearby

How 544 Church St ranks against every home in each area.
MeasureThis homeRidgely 38080Lake County
Estimated valuepricier than$85,48639% of homes37% of homes
Price per ft²pricier than$8764% of homes58% of homes
Living areabigger than988 ft²19% of homes20% of homes
Lot sizebigger than0.2 ac14% of homes22% of homes
Year builtnewer than197057% of homes55% of homes

About 544 Church St

How much is 544 Church St, Ridgely, TN worth?

The TopHap Estimate for 544 Church St, Ridgely, TN is $85,486 as of Jul 14, 2026. The likely range is $72,485 to $98,487. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 544 Church St, Ridgely, TN?

544 Church St, Ridgely, TN has 1 bathrooms, 988 square feet of living space and a 0.20-acre lot.

When was 544 Church St, Ridgely, TN built?

544 Church St, Ridgely, TN was built in 1970, making it 56 years old. The building has 1 story.

What schools serve 544 Church St, Ridgely, TN?

544 Church St, Ridgely, TN is assigned to Lara Kendall Elementary School (middle), rated C; Lake County High School (high), rated D; Margaret Newton Elementary School (elementary). All sit in Lake County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 544 Church St, Ridgely, TN compare to other homes in Ridgely 38080?

Among the 936 homes in Ridgely 38080, it is worth more than 39% of them ($85,486 against a typical $99,979), its price per square foot is higher than 64% of them ($87 against a typical $76), it is bigger than 19% of them (988 ft² against a typical 1,300 ft²), its lot is bigger than 14% of them (0.2 ac against a typical 0.39 ac) and it is newer than 57% of them (1970 against a typical 1967). Measured against all of Lake County, it is worth more than 37% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 544 Church St, Ridgely, TN?

The 2024 property tax bill for 544 Church St, Ridgely, TN was $717. The county assessed it at $15,075.

Closest homes

More homes in Ridgely 38080

Assigned schools

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