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Single Family ResidenceResidential
$822,083$450 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $731,500 on Oct 2, 2025

5440 SAPPHIRE RIDGE RD

FLORENCE, MT 59833
4
Beds
3.5
Baths
1,826 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
19.77 ac
Lot SizeThe size of the land the home sits on, from county records.
2002
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$822K
$777K low$868K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$731,500 · Oct 2, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,188 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$731,700 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$524,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$731,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
74
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
46
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
37
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
42
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyRAVALLI
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2010
Lot (acres)The size of the land the home sits on, from county records.19.77
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.DeckShed · 120 ft²Porch · 520 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Florence-Carlton Elementary SchoolB+
Elementary · Grades PK–5 · 5.7 mi
H
Florence-Carlton High SchoolB
High · Grades 9–12 · 5.7 mi
M
Florence-Carlton 6-8B
Middle · Grades 6–8 · 5.7 mi

District: Florence-Carlton K-12 Schools

Neighborhood · ZIP 59833These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.74
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.110
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.86

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.7,505
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.40 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,598
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$97,627
Average tempThe average temperature here across a full year.38°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

5440 Sapphire Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 73% of homes in Ravalli County
  • Costs more per square foot than 68% of homes in Florence 59833
  • Bigger than 65% of homes in Ravalli County
  • Has a bigger lot than 93% of homes in Florence 59833
  • Newer than 71% of homes in Ravalli County

What homes are worth in Florence 59833

Each bar is how many homes fall in that price range. The marker is this home.

This home
$410K$1.6M

This home is worth more than 70% of homes in Florence 59833.

How it measures up in Florence 59833

The dot is this home. The mark in the middle is the typical home in Florence 59833.

Estimated value$822,083
CheaperTypical $704,157Pricier

Pricier than 70% of homes nearby

Price per ft²$450
CheaperTypical $396Pricier

Pricier than 68% of homes nearby

Living area1,826 ft²
SmallerTypical 1,750 ft²Bigger

Bigger than 56% of homes nearby

Lot size19.77 ac
SmallerTypical 3.64 acBigger

Bigger than 93% of homes nearby

Year built2002
OlderTypical 1995Newer

Newer than 68% of homes nearby

How 5440 Sapphire Ridge Rd ranks against every home in each area.
MeasureThis homeFlorence 59833Ravalli County
Estimated valuepricier than$822,08370% of homes73% of homes
Price per ft²pricier than$45068% of homes67% of homes
Living areabigger than1,826 ft²56% of homes65% of homes
Lot sizebigger than19.77 ac93% of homes91% of homes
Year builtnewer than200268% of homes71% of homes

About 5440 Sapphire Ridge Rd

How much is 5440 Sapphire Ridge Rd, Florence, MT worth?

The TopHap Estimate for 5440 Sapphire Ridge Rd, Florence, MT is $822,083 as of Sep 24, 2026. The likely range is $776,571 to $867,595. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 5440 Sapphire Ridge Rd, Florence, MT last sell?

5440 Sapphire Ridge Rd, Florence, MT last sold on Oct 2, 2025 for $731,500, according to the county's recorded deed.

How big is 5440 Sapphire Ridge Rd, Florence, MT?

5440 Sapphire Ridge Rd, Florence, MT has 4 bedrooms, 3.5 bathrooms, 1,826 square feet of living space and a 19.77-acre lot.

When was 5440 Sapphire Ridge Rd, Florence, MT built?

5440 Sapphire Ridge Rd, Florence, MT was built in 2002, making it 24 years old. It is a conventional home. The building has 1 story.

What schools serve 5440 Sapphire Ridge Rd, Florence, MT?

5440 Sapphire Ridge Rd, Florence, MT is assigned to Florence-Carlton Elementary School (elementary), rated B+; Florence-Carlton High School (high), rated B; Florence-Carlton 6-8 (middle), rated B. All sit in Florence-Carlton K-12 Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 5440 Sapphire Ridge Rd, Florence, MT compare to other homes in Florence 59833?

Among the 2,669 homes in Florence 59833, it is worth more than 70% of them ($822,083 against a typical $704,157), its price per square foot is higher than 68% of them ($450 against a typical $396), it is bigger than 56% of them (1,826 ft² against a typical 1,750 ft²), its lot is bigger than 93% of them (19.77 ac against a typical 3.64 ac) and it is newer than 68% of them (2002 against a typical 1995). Measured against all of Ravalli County, it is worth more than 73% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 5440 Sapphire Ridge Rd, Florence, MT?

The 2026 property tax bill for 5440 Sapphire Ridge Rd, Florence, MT was $3,188. The county assessed it at $731,700.

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