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Single Family ResidenceResidential
$908,890$435 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

545 BAY DR

SAGLE, ID 83860
3
Beds
2
Baths
2,088 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1970
Year BuiltThe year the home was originally built, according to county records.
3
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$909K
$809K low$1M high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,953 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$839,864 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$885,346
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$839,864

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBONNER
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1990
Lot (acres)The size of the land the home sits on, from county records.0.14
RoofThe main material covering the roof, such as asphalt shingle or tile.Galvanized
HeatingThe type of heating system in the home.Baseboard
CoolingThe type of cooling or air conditioning in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Built-in
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Boat access

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Sagle ElementaryA
Elementary · Grades KG–6 · 5.2 mi
M
Sandpoint Middle SchoolB+
Middle · Grades 7–8 · 5.6 mi
H
Sandpoint High SchoolC
High · Grades 9–12 · 5.6 mi

District: Lake Pend Oreille School District 84

Neighborhood · ZIP 83860These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.78
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.109
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.76

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.80%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.9,319
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.57 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$80,184
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$101,190
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

545 Bay Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 71% of homes in Bonner County
  • Among the smallest lots in Sagle 83860
  • Older than 85% of homes in Sagle 83860

What homes are worth in Sagle 83860

Each bar is how many homes fall in that price range. The marker is this home.

This home
$451K$3.8M

This home is worth more than 44% of homes in Sagle 83860.

How it measures up in Sagle 83860

The dot is this home. The mark in the middle is the typical home in Sagle 83860.

Estimated value$908,890
CheaperTypical $985,315Pricier

Pricier than 44% of homes nearby

Price per ft²$435
CheaperTypical $501Pricier

Pricier than 38% of homes nearby

Living area2,088 ft²
SmallerTypical 1,782 ft²Bigger

Bigger than 63% of homes nearby

Lot size0.14 ac
SmallerTypical 2.84 acBigger

Smaller than almost all homes nearby

Year built1970
OlderTypical 1995Newer

Newer than 15% of homes nearby

How 545 Bay Dr ranks against every home in each area.
MeasureThis homeSagle 83860Bonner County
Estimated valuepricier than$908,89044% of homes61% of homes
Price per ft²pricier than$43538% of homes46% of homes
Living areabigger than2,088 ft²63% of homes71% of homes
Lot sizebigger than0.14 acalmost no homes5% of homes
Year builtnewer than197015% of homes18% of homes

About 545 Bay Dr

How much is 545 Bay Dr, Sagle, ID worth?

The TopHap Estimate for 545 Bay Dr, Sagle, ID is $908,890 as of Aug 30, 2026. The likely range is $808,610 to $1,009,170. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 545 Bay Dr, Sagle, ID last sell?

545 Bay Dr, Sagle, ID last sold on Aug 30, 2016, according to the county's recorded deed.

How big is 545 Bay Dr, Sagle, ID?

545 Bay Dr, Sagle, ID has 3 bedrooms, 2 bathrooms, 2,088 square feet of living space and a 0.14-acre lot.

When was 545 Bay Dr, Sagle, ID built?

545 Bay Dr, Sagle, ID was built in 1970, making it 56 years old. The building has 3 stories.

What schools serve 545 Bay Dr, Sagle, ID?

545 Bay Dr, Sagle, ID is assigned to Sagle Elementary (elementary), rated A; Sandpoint Middle School (middle), rated B+; Sandpoint High School (high), rated C. All sit in Lake Pend Oreille School District 84. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 545 Bay Dr, Sagle, ID compare to other homes in Sagle 83860?

Among the 4,139 homes in Sagle 83860, it is worth more than 44% of them ($908,890 against a typical $985,315), its price per square foot is higher than 38% of them ($435 against a typical $501), it is bigger than 63% of them (2,088 ft² against a typical 1,782 ft²), its lot is bigger than almost none of them (0.14 ac against a typical 2.84 ac) and it is newer than 15% of them (1970 against a typical 1995). Measured against all of Bonner County, it is worth more than 61% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 545 Bay Dr, Sagle, ID?

The 2025 property tax bill for 545 Bay Dr, Sagle, ID was $3,953. The county assessed it at $839,864.

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