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Single Family ResidenceResidential
$309,516$232 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

545 CLAY ST

CUSTER, SD 57730
2
Beds
1
Baths
1,336 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.55 ac
Lot SizeThe size of the land the home sits on, from county records.
1925
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$310K
$297K low$322K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,594 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$176,268 (2026)
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$176,268
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$224,168
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$163,559

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
45
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
51
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
47
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
30
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
27
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCUSTER
Lot (acres)The size of the land the home sits on, from county records.0.55
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Baseboard
CoolingThe type of cooling or air conditioning in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 96 ft²Shed · 192 ft²Porch · 48 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Custer Elementary - 02B+
Elementary · Grades PK–6 · 1.1 mi
H
Custer High School - 01C+
High · Grades 9–12 · 1.2 mi
M
Custer Jr. High - 05A-
Middle · Grades 7–8 · 1.2 mi

District: Custer School District 16-1

Neighborhood · ZIP 57730These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.146
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.44

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.81%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.5,941
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.12 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,295
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$92,357
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.19 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

545 Clay St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 86% of homes in Custer County
  • Costs less per square foot than 90% of homes in Custer 57730
  • Has a smaller lot than 73% of homes in Custer County
  • Older than 95% of homes in Custer 57730

What homes are worth in Custer 57730

Each bar is how many homes fall in that price range. The marker is this home.

This home
$198K$1.5M

This home is worth more than 16% of homes in Custer 57730.

How it measures up in Custer 57730

The dot is this home. The mark in the middle is the typical home in Custer 57730.

Estimated value$309,516
CheaperTypical $533,928Pricier

Pricier than 16% of homes nearby

Price per ft²$232
CheaperTypical $373Pricier

Pricier than 10% of homes nearby

Living area1,336 ft²
SmallerTypical 1,368 ft²Bigger

Bigger than 47% of homes nearby

Lot size0.55 ac
SmallerTypical 2.45 acBigger

Bigger than 29% of homes nearby

Year built1925
OlderTypical 1994Newer

Newer than 5% of homes nearby

How 545 Clay St ranks against every home in each area.
MeasureThis homeCuster 57730Custer County
Estimated valuepricier than$309,51616% of homes14% of homes
Price per ft²pricier than$23210% of homes10% of homes
Living areabigger than1,336 ft²47% of homes45% of homes
Lot sizebigger than0.55 ac29% of homes27% of homes
Year builtnewer than19255% of homes5% of homes

About 545 Clay St

How much is 545 Clay St, Custer, SD worth?

The TopHap Estimate for 545 Clay St, Custer, SD is $309,516 as of Aug 30, 2026. The likely range is $296,876 to $322,156. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 545 Clay St, Custer, SD last sell?

545 Clay St, Custer, SD last sold on Feb 25, 2005, according to the county's recorded deed.

How big is 545 Clay St, Custer, SD?

545 Clay St, Custer, SD has 2 bedrooms, 1 bathrooms, 1,336 square feet of living space and a 0.55-acre lot.

When was 545 Clay St, Custer, SD built?

545 Clay St, Custer, SD was built in 1925, making it 101 years old. The building has 1 story.

What schools serve 545 Clay St, Custer, SD?

545 Clay St, Custer, SD is assigned to Custer Elementary - 02 (elementary), rated B+; Custer High School - 01 (high), rated C+; Custer Jr. High - 05 (middle), rated A-. All sit in Custer School District 16-1. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 545 Clay St, Custer, SD compare to other homes in Custer 57730?

Among the 3,507 homes in Custer 57730, it is worth more than 16% of them ($309,516 against a typical $533,928), its price per square foot is higher than 10% of them ($232 against a typical $373), it is bigger than 47% of them (1,336 ft² against a typical 1,368 ft²), its lot is bigger than 29% of them (0.55 ac against a typical 2.45 ac) and it is newer than 5% of them (1925 against a typical 1994). Measured against all of Custer County, it is worth more than 14% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 545 Clay St, Custer, SD?

The 2025 property tax bill for 545 Clay St, Custer, SD was $2,594. The county assessed it at $176,268.

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