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Single Family ResidentialResidential
$203,162$140 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

545 COLLEGE ST

UPTON, KY 42784
3
Beds
2
Baths
1,450 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
9 ac
Lot SizeThe size of the land the home sits on, from county records.
1973
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$203K
$187K low$219K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,232 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$149,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$28,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$121,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$149,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$149,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.59
79
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
26
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
86
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
93
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.70 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyHardin
Lot (acres)The size of the land the home sits on, from county records.9.00
HeatingThe type of heating system in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 252 ft²Porch · 144 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Creekside Elementary SchoolB-
Elementary · Grades PK–5 · 3.7 mi
M
East Hardin Middle SchoolA
Middle · Grades 6–8 · 9.1 mi
H
Central Hardin High SchoolB
High · Grades 9–12 · 14.3 mi

District: Hardin County School District

Neighborhood · ZIP 42784These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.111
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.48

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.19%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.2,342
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.39 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,010
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$71,692
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

545 College St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 65% of homes in Upton 42784
  • Costs less per square foot than 67% of homes in Hardin County
  • Among the largest lots in Hardin County
  • Older than 69% of homes in Hardin County

What homes are worth in Upton 42784

Each bar is how many homes fall in that price range. The marker is this home.

This home
$34K$477K

This home is worth more than 65% of homes in Upton 42784.

How it measures up in Upton 42784

The dot is this home. The mark in the middle is the typical home in Upton 42784.

Estimated value$203,162
CheaperTypical $164,417Pricier

Pricier than 65% of homes nearby

Price per ft²$140
CheaperTypical $139Pricier

Pricier than 50% of homes nearby

Living area1,450 ft²
SmallerTypical 1,352 ft²Bigger

Bigger than 59% of homes nearby

Lot size9 ac
SmallerTypical 2 acBigger

Bigger than 78% of homes nearby

Year built1973
OlderTypical 1983Newer

Newer than 35% of homes nearby

How 545 College St ranks against every home in each area.
MeasureThis homeUpton 42784Hardin County
Estimated valuepricier than$203,16265% of homes39% of homes
Price per ft²pricier than$14050% of homes33% of homes
Living areabigger than1,450 ft²59% of homes43% of homes
Lot sizebigger than9 ac78% of homesalmost all homes
Year builtnewer than197335% of homes31% of homes

About 545 College St

How much is 545 College St, Upton, KY worth?

The TopHap Estimate for 545 College St, Upton, KY is $203,162 as of Oct 21, 2026. The likely range is $187,280 to $219,044. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 545 College St, Upton, KY?

545 College St, Upton, KY has 3 bedrooms, 2 bathrooms, 1,450 square feet of living space and a 9.00-acre lot.

When was 545 College St, Upton, KY built?

545 College St, Upton, KY was built in 1973, making it 53 years old. It is a ranch home. The building has 1 story.

What schools serve 545 College St, Upton, KY?

545 College St, Upton, KY is assigned to Creekside Elementary School (elementary), rated B-; East Hardin Middle School (middle), rated A; Central Hardin High School (high), rated B. All sit in Hardin County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 545 College St, Upton, KY compare to other homes in Upton 42784?

Among the 1,266 homes in Upton 42784, it is worth more than 65% of them ($203,162 against a typical $164,417), its price per square foot is higher than 50% of them ($140 against a typical $139), it is bigger than 59% of them (1,450 ft² against a typical 1,352 ft²), its lot is bigger than 78% of them (9 ac against a typical 2 ac) and it is newer than 35% of them (1973 against a typical 1983). Measured against all of Hardin County, it is worth more than 39% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 545 College St, Upton, KY?

The 2025 property tax bill for 545 College St, Upton, KY was $1,232. The county assessed it at $149,800.

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