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Single Family ResidenceResidential
$326,122$267 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $194,500 on Dec 28, 2017

545 FLAT ROCK RD

PORT MATILDA, PA 16870
3
Beds
2
Baths
1,220 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.89 ac
Lot SizeThe size of the land the home sits on, from county records.
1984
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$326K
$309K low$343K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$194,500 · Dec 28, 2017
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$164,122
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$131,298
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.54%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$162,000
CORE MORTGAGE SERVICES LLC · recorded Jun 1, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,777 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$51,930 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$10,460
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$41,470
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$51,930
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$103,860

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
46
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
16
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
56
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
88
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
11
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.69 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Bi-Level
CountyCentre
Lot (acres)The size of the land the home sits on, from county records.2.89
HeatingThe type of heating system in the home.Electric

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Port Matilda Elementary SchoolB+
Elementary · Grades KG–5 · 2.8 mi
M
Bald Eagle Area Middle School/Sr High SchoolB-
Middle · Grades 6–12 · 17.0 mi

District: Bald Eagle Area School District

Neighborhood · ZIP 16870These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.57
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.34

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.6,655
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.92 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$111,238
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$171,014
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

545 Flat Rock Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 73% of homes in Port Matilda 16870
  • Costs more per square foot than 83% of homes in Centre County
  • Smaller than 84% of homes in Port Matilda 16870
  • Has a bigger lot than 87% of homes in Centre County
  • Older than 70% of homes in Port Matilda 16870

What homes are worth in Port Matilda 16870

Each bar is how many homes fall in that price range. The marker is this home.

This home
$118K$1.2M

This home is worth more than 27% of homes in Port Matilda 16870.

How it measures up in Port Matilda 16870

The dot is this home. The mark in the middle is the typical home in Port Matilda 16870.

Estimated value$326,122
CheaperTypical $436,003Pricier

Pricier than 27% of homes nearby

Price per ft²$267
CheaperTypical $227Pricier

Pricier than 82% of homes nearby

Living area1,220 ft²
SmallerTypical 1,902 ft²Bigger

Bigger than 16% of homes nearby

Lot size2.89 ac
SmallerTypical 1.09 acBigger

Bigger than 78% of homes nearby

Year built1984
OlderTypical 1994Newer

Newer than 30% of homes nearby

How 545 Flat Rock Rd ranks against every home in each area.
MeasureThis homePort Matilda 16870Centre County
Estimated valuepricier than$326,12227% of homes45% of homes
Price per ft²pricier than$26782% of homes83% of homes
Living areabigger than1,220 ft²16% of homes25% of homes
Lot sizebigger than2.89 ac78% of homes87% of homes
Year builtnewer than198430% of homes55% of homes

About 545 Flat Rock Rd

How much is 545 Flat Rock Rd, Port Matilda, PA worth?

The TopHap Estimate for 545 Flat Rock Rd, Port Matilda, PA is $326,122 as of Jul 14, 2026. The likely range is $309,378 to $342,866. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 545 Flat Rock Rd, Port Matilda, PA last sell?

545 Flat Rock Rd, Port Matilda, PA last sold on Dec 28, 2017 for $194,500, according to the county's recorded deed.

How big is 545 Flat Rock Rd, Port Matilda, PA?

545 Flat Rock Rd, Port Matilda, PA has 3 bedrooms, 2 bathrooms, 1,220 square feet of living space and a 2.89-acre lot.

When was 545 Flat Rock Rd, Port Matilda, PA built?

545 Flat Rock Rd, Port Matilda, PA was built in 1984, making it 42 years old. It is a bi-level home. The building has 1 story.

What schools serve 545 Flat Rock Rd, Port Matilda, PA?

545 Flat Rock Rd, Port Matilda, PA is assigned to Port Matilda Elementary School (elementary), rated B+; Bald Eagle Area Middle School/Sr High School (middle), rated B-. All sit in Bald Eagle Area School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 545 Flat Rock Rd, Port Matilda, PA compare to other homes in Port Matilda 16870?

Among the 3,004 homes in Port Matilda 16870, it is worth more than 27% of them ($326,122 against a typical $436,003), its price per square foot is higher than 82% of them ($267 against a typical $227), it is bigger than 16% of them (1,220 ft² against a typical 1,902 ft²), its lot is bigger than 78% of them (2.89 ac against a typical 1.09 ac) and it is newer than 30% of them (1984 against a typical 1994). Measured against all of Centre County, it is worth more than 45% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 545 Flat Rock Rd, Port Matilda, PA?

The 2026 property tax bill for 545 Flat Rock Rd, Port Matilda, PA was $3,777. The county assessed it at $51,930.

Closest homes

More homes in Port Matilda 16870

Assigned schools

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