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Single Family ResidenceResidential
$160,656$122 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

545 KINSER RD SE

CLEVELAND, TN 37323
2 / 1
Baths
1,320 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.06 ac
Lot SizeThe size of the land the home sits on, from county records.
1940
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$161K
$146K low$175K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.267%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$350,000
BANK OF CLEVELAND · recorded Sep 2, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$446 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$25,100 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,050
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$20,050
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$25,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$100,400

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBradley
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1985
Lot (acres)The size of the land the home sits on, from county records.1.06
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.None
CoolingThe type of cooling or air conditioning in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Taylor Elementary SchoolC+
Elementary · Grades KG–5 · 0.4 mi
M
Lake Forest Middle SchoolC-
Middle · Grades 6–8 · 3.9 mi
H
Bradley Central High SchoolC-
High · Grades 9–12 · 6.5 mi

District: Bradley County School District

Neighborhood · ZIP 37323These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.105
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.119
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.150

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.33,303
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.280 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,170
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$84,305
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

545 Kinser Rd Se measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 90% of homes in Cleveland 37323
  • Costs less per square foot than 95% of homes in Cleveland 37323
  • Has a bigger lot than 67% of homes in Bradley County
  • Older than 97% of homes in Cleveland 37323

What homes are worth in Cleveland 37323

Each bar is how many homes fall in that price range. The marker is this home.

This home
$91K$642K

This home is worth more than 10% of homes in Cleveland 37323.

How it measures up in Cleveland 37323

The dot is this home. The mark in the middle is the typical home in Cleveland 37323.

Estimated value$160,656
CheaperTypical $266,799Pricier

Pricier than 10% of homes nearby

Price per ft²$122
CheaperTypical $189Pricier

Pricier than 5% of homes nearby

Living area1,320 ft²
SmallerTypical 1,384 ft²Bigger

Bigger than 45% of homes nearby

Lot size1.06 ac
SmallerTypical 0.75 acBigger

Bigger than 63% of homes nearby

Year built1940
OlderTypical 1987Newer

Newer than 3% of homes nearby

How 545 Kinser Rd Se ranks against every home in each area.
MeasureThis homeCleveland 37323Bradley County
Estimated valuepricier than$160,65610% of homes12% of homes
Price per ft²pricier than$1225% of homes6% of homes
Living areabigger than1,320 ft²45% of homes39% of homes
Lot sizebigger than1.06 ac63% of homes67% of homes
Year builtnewer than19403% of homes7% of homes

About 545 Kinser Rd Se

How much is 545 Kinser Rd Se, Cleveland, TN worth?

The TopHap Estimate for 545 Kinser Rd Se, Cleveland, TN is $160,656 as of Jul 14, 2026. The likely range is $146,073 to $175,239. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 545 Kinser Rd Se, Cleveland, TN last sell?

545 Kinser Rd Se, Cleveland, TN last sold on Jun 18, 2020, according to the county's recorded deed.

How big is 545 Kinser Rd Se, Cleveland, TN?

545 Kinser Rd Se, Cleveland, TN has 2 bathrooms, 1,320 square feet of living space and a 1.06-acre lot.

When was 545 Kinser Rd Se, Cleveland, TN built?

545 Kinser Rd Se, Cleveland, TN was built in 1940, making it 86 years old. The building has 1 story.

What schools serve 545 Kinser Rd Se, Cleveland, TN?

545 Kinser Rd Se, Cleveland, TN is assigned to Taylor Elementary School (elementary), rated C+; Lake Forest Middle School (middle), rated C-; Bradley Central High School (high), rated C-. All sit in Bradley County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 545 Kinser Rd Se, Cleveland, TN compare to other homes in Cleveland 37323?

Among the 12,690 homes in Cleveland 37323, it is worth more than 10% of them ($160,656 against a typical $266,799), its price per square foot is higher than 5% of them ($122 against a typical $189), it is bigger than 45% of them (1,320 ft² against a typical 1,384 ft²), its lot is bigger than 63% of them (1.06 ac against a typical 0.75 ac) and it is newer than 3% of them (1940 against a typical 1987). Measured against all of Bradley County, it is worth more than 12% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 545 Kinser Rd Se, Cleveland, TN?

The 2024 property tax bill for 545 Kinser Rd Se, Cleveland, TN was $446. The county assessed it at $25,100.

Closest homes

More homes in Cleveland 37323

Assigned schools

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