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Quadplex (4 Units, Any Combination)Residential
Last sold for $2,964,000 on Apr 4, 2018

545 MORNING CLOAK ST

ROSCOE, IL 61073
9
Beds
7
Baths
2,448 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.45 ac
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
17
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$2,964,000 · Apr 4, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,709 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$139,190 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$17,780
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$121,410
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$127,126
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$417,570

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.36
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
18
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
69
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
62
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
31
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Quadplex (4 Units, Any Combination)
StyleThe architectural style of the home, such as ranch or colonial.Quadraplex
CountyWINNEBAGO
Lot (acres)The size of the land the home sits on, from county records.0.45
HeatingThe type of heating system in the home.Gas
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Stephen Mack Middle SchoolB+
Middle · Grades 6–8 · 1.6 mi
E
Rockton Elementary School
Elementary · Grades PK–2 · 3.0 mi
H
Hononegah Chd High SchoolC
High · Grades 9–12 · 3.2 mi

District: Hononegah Community High School District 207

Neighborhood · ZIP 61073These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.42
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.33

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.8%
PopulationHow many people live in this area.20,151
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.730 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$100,696
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$122,657
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

545 Morning Cloak St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 92% of homes in Roscoe 61073
  • Has a smaller lot than 71% of homes in Roscoe 61073
  • Newer than 92% of homes in Winnebago County

How it measures up in Roscoe 61073

The dot is this home. The mark in the middle is the typical home in Roscoe 61073.

Living area2,448 ft²
SmallerTypical 1,572 ft²Bigger

Bigger than 92% of homes nearby

Lot size0.45 ac
SmallerTypical 0.6 acBigger

Bigger than 29% of homes nearby

Year built2003
OlderTypical 1991Newer

Newer than 81% of homes nearby

How 545 Morning Cloak St ranks against every home in each area.
MeasureThis homeRoscoe 61073Winnebago County
Living areabigger than2,448 ft²92% of homes84% of homes
Lot sizebigger than0.45 ac29% of homes71% of homes
Year builtnewer than200381% of homes92% of homes

About 545 Morning Cloak St

When did 545 Morning Cloak St, Roscoe, IL last sell?

545 Morning Cloak St, Roscoe, IL last sold on Apr 4, 2018 for $2,964,000, according to the county's recorded deed.

How big is 545 Morning Cloak St, Roscoe, IL?

545 Morning Cloak St, Roscoe, IL has 9 bedrooms, 7 bathrooms, 2,448 square feet of living space and a 0.45-acre lot.

When was 545 Morning Cloak St, Roscoe, IL built?

545 Morning Cloak St, Roscoe, IL was built in 2003, making it 23 years old. It is a quadraplex home. The building has 2 stories.

What schools serve 545 Morning Cloak St, Roscoe, IL?

545 Morning Cloak St, Roscoe, IL is assigned to Stephen Mack Middle School (middle), rated B+; Rockton Elementary School (elementary); Hononegah Chd High School (high), rated C. All sit in Hononegah Community High School District 207. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 545 Morning Cloak St, Roscoe, IL compare to other homes in Roscoe 61073?

Among the 7,162 homes in Roscoe 61073, it is bigger than 92% of them (2,448 ft² against a typical 1,572 ft²), its lot is bigger than 29% of them (0.45 ac against a typical 0.6 ac) and it is newer than 81% of them (2003 against a typical 1991). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 545 Morning Cloak St, Roscoe, IL?

The 2025 property tax bill for 545 Morning Cloak St, Roscoe, IL was $10,709. The county assessed it at $139,190.

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