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Single Family ResidenceResidential
$1,661,445$684 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

545 NW CONGRESS ST

BEND, OR 97703
4
Beds
1.5
Baths
2,428 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.27 ac
Lot SizeThe size of the land the home sits on, from county records.
1923
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$1.7M
$1.6M low$1.8M high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,655 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$512,220 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$497,310
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$2,411,470

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Bi-Level
CountyDESCHUTES
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1973
Lot (acres)The size of the land the home sits on, from county records.0.27
RoofThe main material covering the roof, such as asphalt shingle or tile.Wood Shingle
HeatingThe type of heating system in the home.Oil
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Spa/Hot Tub (Only)
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 520 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Amity Creek Magnet at Thompson SchoolA
Elementary · Grades KG–5 · 0.2 mi
M
Cascade Middle SchoolA
Middle · Grades 6–8 · 1.8 mi
H
Summit High SchoolC+
High · Grades 9–12 · 2.1 mi

District: Bend-la Pine Administrative School District 1

Neighborhood · ZIP 97703These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.77
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.114
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.89

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.35%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.32,064
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.84 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$120,233
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$147,618
Average tempThe average temperature here across a full year.42°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

545 Nw Congress St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 95% of homes in Deschutes County
  • Costs more per square foot than 96% of homes in Deschutes County
  • Bigger than 82% of homes in Old Bend
  • Has a bigger lot than 95% of homes in Old Bend
  • Among the oldest homes in Deschutes County

What homes are worth in Bend 97703

Each bar is how many homes fall in that price range. The marker is this home.

This home
$383K$2.7M

This home is worth more than 88% of homes in Bend 97703.

How it measures up in Bend 97703

The dot is this home. The mark in the middle is the typical home in Bend 97703.

Estimated value$1,661,445
CheaperTypical $1,021,474Pricier

Pricier than 88% of homes nearby

Price per ft²$684
CheaperTypical $495Pricier

Pricier than 86% of homes nearby

Living area2,428 ft²
SmallerTypical 2,120 ft²Bigger

Bigger than 63% of homes nearby

Lot size0.27 ac
SmallerTypical 0.25 acBigger

Bigger than 51% of homes nearby

Year built1923
OlderTypical 1999Newer

Newer than 6% of homes nearby

How 545 Nw Congress St ranks against every home in each area.
MeasureThis homeOld BendBend 97703Deschutes County
Estimated valuepricier than$1,661,44583% of homes88% of homes95% of homes
Price per ft²pricier than$68446% of homes86% of homes96% of homes
Living areabigger than2,428 ft²82% of homes63% of homes78% of homes
Lot sizebigger than0.27 ac95% of homes51% of homes53% of homes
Year builtnewer than192350% of homes6% of homesalmost no homes

About 545 Nw Congress St

How much is 545 Nw Congress St, Bend, OR worth?

The TopHap Estimate for 545 Nw Congress St, Bend, OR is $1,661,445 as of Sep 24, 2026. The likely range is $1,551,211 to $1,771,679. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 545 Nw Congress St, Bend, OR last sell?

545 Nw Congress St, Bend, OR last sold on Mar 3, 2010, according to the county's recorded deed.

How big is 545 Nw Congress St, Bend, OR?

545 Nw Congress St, Bend, OR has 4 bedrooms, 1.5 bathrooms, 2,428 square feet of living space and a 0.27-acre lot.

When was 545 Nw Congress St, Bend, OR built?

545 Nw Congress St, Bend, OR was built in 1923, making it 103 years old. It is a bi-level home. The building has 2 stories.

What schools serve 545 Nw Congress St, Bend, OR?

545 Nw Congress St, Bend, OR is assigned to Amity Creek Magnet at Thompson School (elementary), rated A; Cascade Middle School (middle), rated A; Summit High School (high), rated C+. All sit in Bend-la Pine Administrative School District 1. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 545 Nw Congress St, Bend, OR compare to other homes in Bend 97703?

Among the 14,567 homes in Bend 97703, it is worth more than 88% of them ($1,661,445 against a typical $1,021,474), its price per square foot is higher than 86% of them ($684 against a typical $495), it is bigger than 63% of them (2,428 ft² against a typical 2,120 ft²), its lot is bigger than 51% of them (0.27 ac against a typical 0.25 ac) and it is newer than 6% of them (1923 against a typical 1999). Measured against all of Deschutes County, it is worth more than 95% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 545 Nw Congress St, Bend, OR?

The 2025 property tax bill for 545 Nw Congress St, Bend, OR was $8,655. The county assessed it at $512,220.

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