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Single Family ResidenceResidential
$329,740$172 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 76How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $300,000 on Mar 3, 2025

545 SPEAR ST

SAUGATUCK, MI 49453
4
Beds
1.5
Baths
1,916 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.3 ac
Lot SizeThe size of the land the home sits on, from county records.
1890
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$330K
$252K low$407K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$300,000 · Mar 3, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,929 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$492,500 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$153,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$339,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$298,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$985,000

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyALLEGAN
Lot (acres)The size of the land the home sits on, from county records.0.30
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Saugatuck Middle SchoolA
Middle · Grades 6–8 · 0.1 mi
H
Saugatuck High SchoolA
High · Grades 9–12 · 0.1 mi
E
Douglas Elementary SchoolA+
Elementary · Grades PK–5 · 1.4 mi

District: Saugatuck Public Schools

Neighborhood · ZIP 49453These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.161
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.18

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.67%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.2,654
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.223 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$102,101
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$110,518
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

545 Spear St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 88% of homes in Saugatuck 49453
  • Among the lowest price per square foot in Saugatuck 49453
  • Bigger than 75% of homes in Allegan County
  • Has a smaller lot than 79% of homes in Allegan County
  • Older than 96% of homes in Saugatuck 49453

What homes are worth in Saugatuck 49453

Each bar is how many homes fall in that price range. The marker is this home.

This home
$104K$2.5M

This home is worth more than 12% of homes in Saugatuck 49453.

How it measures up in Saugatuck 49453

The dot is this home. The mark in the middle is the typical home in Saugatuck 49453.

Estimated value$329,740
CheaperTypical $680,792Pricier

Pricier than 12% of homes nearby

Price per ft²$172
CheaperTypical $443Pricier

Cheaper than almost all homes nearby

Living area1,916 ft²
SmallerTypical 1,716 ft²Bigger

Bigger than 59% of homes nearby

Lot size0.3 ac
SmallerTypical 0.51 acBigger

Bigger than 32% of homes nearby

Year built1890
OlderTypical 1993Newer

Newer than 4% of homes nearby

How 545 Spear St ranks against every home in each area.
MeasureThis homeSaugatuck 49453Allegan County
Estimated valuepricier than$329,74012% of homes46% of homes
Price per ft²pricier than$172almost no homes20% of homes
Living areabigger than1,916 ft²59% of homes75% of homes
Lot sizebigger than0.3 ac32% of homes21% of homes
Year builtnewer than18904% of homes4% of homes

About 545 Spear St

How much is 545 Spear St, Saugatuck, MI worth?

The TopHap Estimate for 545 Spear St, Saugatuck, MI is $329,740 as of Sep 24, 2026. The likely range is $252,081 to $407,399. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 545 Spear St, Saugatuck, MI last sell?

545 Spear St, Saugatuck, MI last sold on Mar 3, 2025 for $300,000, according to the county's recorded deed.

How big is 545 Spear St, Saugatuck, MI?

545 Spear St, Saugatuck, MI has 4 bedrooms, 1.5 bathrooms, 1,916 square feet of living space and a 0.30-acre lot.

When was 545 Spear St, Saugatuck, MI built?

545 Spear St, Saugatuck, MI was built in 1890, making it 136 years old. The building has 2 stories.

What schools serve 545 Spear St, Saugatuck, MI?

545 Spear St, Saugatuck, MI is assigned to Saugatuck Middle School (middle), rated A; Saugatuck High School (high), rated A; Douglas Elementary School (elementary), rated A+. All sit in Saugatuck Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 545 Spear St, Saugatuck, MI compare to other homes in Saugatuck 49453?

Among the 2,229 homes in Saugatuck 49453, it is worth more than 12% of them ($329,740 against a typical $680,792), its price per square foot is higher than almost none of them ($172 against a typical $443), it is bigger than 59% of them (1,916 ft² against a typical 1,716 ft²), its lot is bigger than 32% of them (0.3 ac against a typical 0.51 ac) and it is newer than 4% of them (1890 against a typical 1993). Measured against all of Allegan County, it is worth more than 46% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 545 Spear St, Saugatuck, MI?

The 2025 property tax bill for 545 Spear St, Saugatuck, MI was $1,929. The county assessed it at $492,500.

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