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Single Family ResidenceResidential
$562,749$376 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

545 SW RUSTIC CIR

STUART, FL 34997
3
Beds
2
Baths
1,498 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.26 ac
Lot SizeThe size of the land the home sits on, from county records.
1987
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$563K
$537K low$588K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$300,249
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$240,199
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.43%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$262,500
NEWREZ LLC · recorded Aug 10, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$445 (2024)

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.44 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.73%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent coastal flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMartin
Lot (acres)The size of the land the home sits on, from county records.0.26
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 266 ft²ElevatorPatio · 532 ft²Porch · 624 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Dr. David L. Anderson Middle SchoolB-
Middle · Grades 6–8 · 1.4 mi
E
Crystal Lake Elementary SchoolA-
Elementary · Grades PK–5 · 2.9 mi
H
Martin County High SchoolB-
High · Grades 9–12 · 2.9 mi

District: Martin County School District

Neighborhood · ZIP 34997These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.83
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.18

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.43,974
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.479 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,925
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$100,609
Average tempThe average temperature here across a full year.74°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.65%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

545 Sw Rustic Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 91% of homes in Stuart 34997
  • Has a bigger lot than 66% of homes in Stuart 34997

What homes are worth in Stuart 34997

Each bar is how many homes fall in that price range. The marker is this home.

This home
$161K$1.5M

This home is worth more than 64% of homes in Stuart 34997.

How it measures up in Stuart 34997

The dot is this home. The mark in the middle is the typical home in Stuart 34997.

Estimated value$562,749
CheaperTypical $461,998Pricier

Pricier than 64% of homes nearby

Price per ft²$376
CheaperTypical $274Pricier

Pricier than 91% of homes nearby

Living area1,498 ft²
SmallerTypical 1,616 ft²Bigger

Bigger than 40% of homes nearby

Lot size0.26 ac
SmallerTypical 0.19 acBigger

Bigger than 66% of homes nearby

Year built1987
OlderTypical 1988Newer

Newer than 48% of homes nearby

How 545 Sw Rustic Cir ranks against every home in each area.
MeasureThis homeStuart 34997Martin County
Estimated valuepricier than$562,74964% of homes59% of homes
Price per ft²pricier than$37691% of homes80% of homes
Living areabigger than1,498 ft²40% of homes43% of homes
Lot sizebigger than0.26 ac66% of homes58% of homes
Year builtnewer than198748% of homes53% of homes

About 545 Sw Rustic Cir

How much is 545 Sw Rustic Cir, Stuart, FL worth?

The TopHap Estimate for 545 Sw Rustic Cir, Stuart, FL is $562,749 as of Jul 14, 2026. The likely range is $537,418 to $588,080. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 545 Sw Rustic Cir, Stuart, FL?

545 Sw Rustic Cir, Stuart, FL has 3 bedrooms, 2 bathrooms, 1,498 square feet of living space and a 0.26-acre lot.

When was 545 Sw Rustic Cir, Stuart, FL built?

545 Sw Rustic Cir, Stuart, FL was built in 1987, making it 39 years old. The building has 1 story.

What schools serve 545 Sw Rustic Cir, Stuart, FL?

545 Sw Rustic Cir, Stuart, FL is assigned to Dr. David L. Anderson Middle School (middle), rated B-; Crystal Lake Elementary School (elementary), rated A-; Martin County High School (high), rated B-. All sit in Martin County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 545 Sw Rustic Cir, Stuart, FL compare to other homes in Stuart 34997?

Among the 20,063 homes in Stuart 34997, it is worth more than 64% of them ($562,749 against a typical $461,998), its price per square foot is higher than 91% of them ($376 against a typical $274), it is bigger than 40% of them (1,498 ft² against a typical 1,616 ft²), its lot is bigger than 66% of them (0.26 ac against a typical 0.19 ac) and it is newer than 48% of them (1987 against a typical 1988). Measured against all of Martin County, it is worth more than 59% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 545 Sw Rustic Cir, Stuart, FL?

The 2024 property tax bill for 545 Sw Rustic Cir, Stuart, FL was $445.

More homes on Sw Rustic Cir

Closest homes

More homes in Stuart 34997

Assigned schools

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