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Single Family ResidenceResidential
$273,053$132 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 75How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

545 TOAD HARBOR RD

WEST MONROE, NY 13167
4
Beds
2
Baths
2,070 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.5 ac
Lot SizeThe size of the land the home sits on, from county records.
1965
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$273K
$204K low$342K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,220 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$212,300 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$34,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$177,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$212,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$212,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.45
35
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
15
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
59
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
91
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
29
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.14 in
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyOswego
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1981
Lot (acres)The size of the land the home sits on, from county records.3.50
HeatingThe type of heating system in the home.Forced Air
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.Above-Ground Pool
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 162 ft²Porch · 180 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Central Square Middle SchoolB
Middle · Grades 6–8 · 2.7 mi
E
Millard Hawk Elementary SchoolC-
Elementary · Grades PK–5 · 3.1 mi
H
Paul V. Moore High SchoolC+
High · Grades 9–12 · 3.2 mi

District: Central Square Central School District

Neighborhood · ZIP 13167These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.74
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.45

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.3,895
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.96 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$81,890
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$107,440
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

545 Toad Harbor Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 82% of homes in Oswego County
  • Bigger than 83% of homes in West Monroe 13167
  • Has a bigger lot than 73% of homes in Oswego County
  • Older than 75% of homes in West Monroe 13167

What homes are worth in West Monroe 13167

Each bar is how many homes fall in that price range. The marker is this home.

This home
$74K$561K

This home is worth more than 60% of homes in West Monroe 13167.

How it measures up in West Monroe 13167

The dot is this home. The mark in the middle is the typical home in West Monroe 13167.

Estimated value$273,053
CheaperTypical $246,439Pricier

Pricier than 60% of homes nearby

Price per ft²$132
CheaperTypical $149Pricier

Pricier than 36% of homes nearby

Living area2,070 ft²
SmallerTypical 1,512 ft²Bigger

Bigger than 83% of homes nearby

Lot size3.5 ac
SmallerTypical 2.3 acBigger

Bigger than 64% of homes nearby

Year built1965
OlderTypical 1985Newer

Newer than 25% of homes nearby

How 545 Toad Harbor Rd ranks against every home in each area.
MeasureThis homeWest Monroe 13167Oswego County
Estimated valuepricier than$273,05360% of homes82% of homes
Price per ft²pricier than$13236% of homes60% of homes
Living areabigger than2,070 ft²83% of homes83% of homes
Lot sizebigger than3.5 ac64% of homes73% of homes
Year builtnewer than196525% of homes48% of homes

About 545 Toad Harbor Rd

How much is 545 Toad Harbor Rd, West Monroe, NY worth?

The TopHap Estimate for 545 Toad Harbor Rd, West Monroe, NY is $273,053 as of Sep 24, 2026. The likely range is $204,463 to $341,643. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 545 Toad Harbor Rd, West Monroe, NY?

545 Toad Harbor Rd, West Monroe, NY has 4 bedrooms, 2 bathrooms, 2,070 square feet of living space and a 3.50-acre lot.

When was 545 Toad Harbor Rd, West Monroe, NY built?

545 Toad Harbor Rd, West Monroe, NY was built in 1965, making it 61 years old. It is a ranch home. The building has 2 stories.

What schools serve 545 Toad Harbor Rd, West Monroe, NY?

545 Toad Harbor Rd, West Monroe, NY is assigned to Central Square Middle School (middle), rated B; Millard Hawk Elementary School (elementary), rated C-; Paul V. Moore High School (high), rated C+. All sit in Central Square Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 545 Toad Harbor Rd, West Monroe, NY compare to other homes in West Monroe 13167?

Among the 1,235 homes in West Monroe 13167, it is worth more than 60% of them ($273,053 against a typical $246,439), its price per square foot is higher than 36% of them ($132 against a typical $149), it is bigger than 83% of them (2,070 ft² against a typical 1,512 ft²), its lot is bigger than 64% of them (3.5 ac against a typical 2.3 ac) and it is newer than 25% of them (1965 against a typical 1985). Measured against all of Oswego County, it is worth more than 82% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 545 Toad Harbor Rd, West Monroe, NY?

The 2024 property tax bill for 545 Toad Harbor Rd, West Monroe, NY was $7,220. The county assessed it at $212,300.

More homes on Toad Harbor Rd

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Assigned schools

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