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Single Family ResidenceResidential
$209,627$124 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $61,900 on Oct 2, 1996

5478 EMERALD DR

RIDGE MANOR, FL 33523
2
Beds
2
Baths
1,691 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.4 ac
Lot SizeThe size of the land the home sits on, from county records.
1961
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$210K
$183K low$236K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$61,900 · Oct 2, 1996
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$144,627
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$115,702
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.25%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$65,000
BANK OF AMERICA · recorded Apr 25, 2006

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$491 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$71,359 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$69,348
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$162,906

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.10 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHernando
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1968
Lot (acres)The size of the land the home sits on, from county records.1.40
ConstructionThe main material the home's frame and walls are built from.Concrete
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 66 ft²Porch · 54 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Eastside Elementary SchoolC-
Elementary · Grades KG–5 · 6.9 mi
H
Hernando High SchoolD-
High · Grades 9–12 · 12.8 mi
M
D. S. Parrott Middle SchoolC+
Middle · Grades 6–8 · 15.2 mi

District: Hernando County School District

Neighborhood · ZIP 33523These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.141
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.150
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.18

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.20,084
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.164 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,189
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,661
Average tempThe average temperature here across a full year.72°F
Annual precipHow much rain and melted snow falls here in a typical year.54 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

5478 Emerald Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 89% of homes in Hernando County
  • Costs less per square foot than 98% of homes in Hernando County
  • Bigger than 69% of homes in Dade City 33523
  • Has a bigger lot than 89% of homes in Hernando County
  • Older than 97% of homes in Hernando County

What homes are worth in Dade City 33523

Each bar is how many homes fall in that price range. The marker is this home.

This home
$71K$1M

This home is worth more than 37% of homes in Dade City 33523.

How it measures up in Dade City 33523

The dot is this home. The mark in the middle is the typical home in Dade City 33523.

Estimated value$209,627
CheaperTypical $240,881Pricier

Pricier than 37% of homes nearby

Price per ft²$124
CheaperTypical $179Pricier

Pricier than 14% of homes nearby

Living area1,691 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 69% of homes nearby

Lot size1.4 ac
SmallerTypical 0.47 acBigger

Bigger than 71% of homes nearby

Year built1961
OlderTypical 1983Newer

Newer than 20% of homes nearby

How 5478 Emerald Dr ranks against every home in each area.
MeasureThis homeDade City 33523Hernando County
Estimated valuepricier than$209,62737% of homes11% of homes
Price per ft²pricier than$12414% of homes2% of homes
Living areabigger than1,691 ft²69% of homes56% of homes
Lot sizebigger than1.4 ac71% of homes89% of homes
Year builtnewer than196120% of homes3% of homes

About 5478 Emerald Dr

How much is 5478 Emerald Dr, Ridge Manor, FL worth?

The TopHap Estimate for 5478 Emerald Dr, Ridge Manor, FL is $209,627 as of Jul 14, 2026. The likely range is $183,144 to $236,110. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 5478 Emerald Dr, Ridge Manor, FL last sell?

5478 Emerald Dr, Ridge Manor, FL last sold on Oct 2, 1996 for $61,900, according to the county's recorded deed.

How big is 5478 Emerald Dr, Ridge Manor, FL?

5478 Emerald Dr, Ridge Manor, FL has 2 bedrooms, 2 bathrooms, 1,691 square feet of living space and a 1.40-acre lot.

When was 5478 Emerald Dr, Ridge Manor, FL built?

5478 Emerald Dr, Ridge Manor, FL was built in 1961, making it 65 years old. The building has 1 story.

What schools serve 5478 Emerald Dr, Ridge Manor, FL?

5478 Emerald Dr, Ridge Manor, FL is assigned to Eastside Elementary School (elementary), rated C-; Hernando High School (high), rated D-; D. S. Parrott Middle School (middle), rated C+. All sit in Hernando County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 5478 Emerald Dr, Ridge Manor, FL compare to other homes in Dade City 33523?

Among the 6,534 homes in Dade City 33523, it is worth more than 37% of them ($209,627 against a typical $240,881), its price per square foot is higher than 14% of them ($124 against a typical $179), it is bigger than 69% of them (1,691 ft² against a typical 1,344 ft²), its lot is bigger than 71% of them (1.4 ac against a typical 0.47 ac) and it is newer than 20% of them (1961 against a typical 1983). Measured against all of Hernando County, it is worth more than 11% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 5478 Emerald Dr, Ridge Manor, FL?

The 2025 property tax bill for 5478 Emerald Dr, Ridge Manor, FL was $491. The county assessed it at $71,359.

Closest homes

More homes in Ridge Manor 33523

Assigned schools

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