Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$437,679$167 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

548 EMBARGO DR

FATE, TX 75189
0
Baths
2,624 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.1 ac
Lot SizeThe size of the land the home sits on, from county records.
2022
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$438K
$406K low$469K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,481 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$420,702 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$80,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$340,702
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$456,444
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$420,702

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.57
52
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
52
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
92
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
56
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
33
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.16 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyROCKWALL
Lot (acres)The size of the land the home sits on, from county records.0.10
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 106 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Lupe Garcia Elementary SchoolB
Elementary · Grades PK–6 · 0.6 mi
M
Ursula Rakow Middle School
Middle · Grades 7–8 · 3.3 mi
H
Rockwall-Heath High SchoolA-
High · Grades 10–12 · 7.9 mi

District: Rockwall Independent School District

Neighborhood · ZIP 75189These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.74
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.30

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.46,690
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.413 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$108,775
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$125,996
Average tempThe average temperature here across a full year.65°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

548 Embargo Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 83% of homes in Royse City 75189
  • Costs less per square foot than 67% of homes in Rockwall County
  • Bigger than 82% of homes in Royse City 75189
  • Has a smaller lot than 98% of homes in Royse City 75189
  • Among the newest homes in Rockwall County

What homes are worth in Royse City 75189

Each bar is how many homes fall in that price range. The marker is this home.

This home
$219K$808K

This home is worth more than 83% of homes in Royse City 75189.

How it measures up in Royse City 75189

The dot is this home. The mark in the middle is the typical home in Royse City 75189.

Estimated value$437,679
CheaperTypical $325,258Pricier

Pricier than 83% of homes nearby

Price per ft²$167
CheaperTypical $164Pricier

Pricier than 56% of homes nearby

Living area2,624 ft²
SmallerTypical 2,015 ft²Bigger

Bigger than 82% of homes nearby

Lot size0.1 ac
SmallerTypical 0.17 acBigger

Bigger than 2% of homes nearby

Year built2022
OlderTypical 2017Newer

Newer than 93% of homes nearby

How 548 Embargo Dr ranks against every home in each area.
MeasureThis homeRoyse City 75189Rockwall County
Estimated valuepricier than$437,67983% of homes54% of homes
Price per ft²pricier than$16756% of homes33% of homes
Living areabigger than2,624 ft²82% of homes59% of homes
Lot sizebigger than0.1 ac2% of homes3% of homes
Year builtnewer than202293% of homesalmost all homes

About 548 Embargo Dr

How much is 548 Embargo Dr, Fate, TX worth?

The TopHap Estimate for 548 Embargo Dr, Fate, TX is $437,679 as of Sep 24, 2026. The likely range is $406,471 to $468,887. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 548 Embargo Dr, Fate, TX last sell?

548 Embargo Dr, Fate, TX last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 548 Embargo Dr, Fate, TX?

548 Embargo Dr, Fate, TX has 2,624 square feet of living space and a 0.10-acre lot.

When was 548 Embargo Dr, Fate, TX built?

548 Embargo Dr, Fate, TX was built in 2022, making it 4 years old. The building has 1 story.

What schools serve 548 Embargo Dr, Fate, TX?

548 Embargo Dr, Fate, TX is assigned to Lupe Garcia Elementary School (elementary), rated B; Ursula Rakow Middle School (middle); Rockwall-Heath High School (high), rated A-. All sit in Rockwall Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 548 Embargo Dr, Fate, TX compare to other homes in Royse City 75189?

Among the 22,858 homes in Royse City 75189, it is worth more than 83% of them ($437,679 against a typical $325,258), its price per square foot is higher than 56% of them ($167 against a typical $164), it is bigger than 82% of them (2,624 ft² against a typical 2,015 ft²), its lot is bigger than 2% of them (0.1 ac against a typical 0.17 ac) and it is newer than 93% of them (2022 against a typical 2017). Measured against all of Rockwall County, it is worth more than 54% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 548 Embargo Dr, Fate, TX?

The 2025 property tax bill for 548 Embargo Dr, Fate, TX was $7,481. The county assessed it at $420,702.

More homes on Embargo Dr

Closest homes

More homes in Fate 75189

Assigned schools

Explore the area

See this home in context

Open 548 Embargo Dr on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map