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Single Family ResidenceResidential
$390,290$168 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $390,000 on Jun 23, 2026

5481 ROWE TRL

MILTON, FL 32571
3
Beds
2
Baths
2,320 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.93 ac
Lot SizeThe size of the land the home sits on, from county records.
1989
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$390K
$370K low$411K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$390,000 · Jun 23, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$97,790
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$78,232
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.85%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$292,500
HOMEXPRESS MORTGAGE CORPORATION · 6.37% 2 · recorded Jun 23, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,553 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$326,190 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$316,997
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$327,677

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
41
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
98
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
75
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
22
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySANTA ROSA
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2004
Lot (acres)The size of the land the home sits on, from county records.0.93
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Wood Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 351 ft²ShedPorch · 492 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Thomas L. Sims Middle SchoolA-
Middle · Grades 6–8 · 1.4 mi
H
Pace High SchoolB-
High · Grades 9–12 · 1.8 mi
E
S. S. Dixon Primary School
Elementary · Grades KG–2 · 2.0 mi

District: Santa Rosa County School District

Neighborhood · ZIP 32571These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.87
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.79
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.19

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.42,417
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.387 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$85,720
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$106,234
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.68 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

5481 Rowe Trl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 68% of homes in Milton 32571
  • Costs less per square foot than 71% of homes in Santa Rosa County
  • Bigger than 76% of homes in Santa Rosa County
  • Has a bigger lot than 79% of homes in Santa Rosa County
  • Older than 72% of homes in Milton 32571

What homes are worth in Milton 32571

Each bar is how many homes fall in that price range. The marker is this home.

This home
$150K$802K

This home is worth more than 68% of homes in Milton 32571.

How it measures up in Milton 32571

The dot is this home. The mark in the middle is the typical home in Milton 32571.

Estimated value$390,290
CheaperTypical $335,500Pricier

Pricier than 68% of homes nearby

Price per ft²$168
CheaperTypical $178Pricier

Pricier than 36% of homes nearby

Living area2,320 ft²
SmallerTypical 1,849 ft²Bigger

Bigger than 73% of homes nearby

Lot size0.93 ac
SmallerTypical 0.35 acBigger

Bigger than 78% of homes nearby

Year built1989
OlderTypical 2002Newer

Newer than 28% of homes nearby

How 5481 Rowe Trl ranks against every home in each area.
MeasureThis homeMilton 32571Santa Rosa County
Estimated valuepricier than$390,29068% of homes60% of homes
Price per ft²pricier than$16836% of homes29% of homes
Living areabigger than2,320 ft²73% of homes76% of homes
Lot sizebigger than0.93 ac78% of homes79% of homes
Year builtnewer than198928% of homes30% of homes

About 5481 Rowe Trl

How much is 5481 Rowe Trl, Milton, FL worth?

The TopHap Estimate for 5481 Rowe Trl, Milton, FL is $390,290 as of Jul 14, 2026. The likely range is $369,675 to $410,905. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 5481 Rowe Trl, Milton, FL last sell?

5481 Rowe Trl, Milton, FL last sold on Jun 23, 2026 for $390,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 5481 Rowe Trl, Milton, FL?

5481 Rowe Trl, Milton, FL has 3 bedrooms, 2 bathrooms, 2,320 square feet of living space and a 0.93-acre lot.

When was 5481 Rowe Trl, Milton, FL built?

5481 Rowe Trl, Milton, FL was built in 1989, making it 37 years old. The building has 1 story.

What schools serve 5481 Rowe Trl, Milton, FL?

5481 Rowe Trl, Milton, FL is assigned to Thomas L. Sims Middle School (middle), rated A-; Pace High School (high), rated B-; S. S. Dixon Primary School (elementary). All sit in Santa Rosa County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 5481 Rowe Trl, Milton, FL compare to other homes in Milton 32571?

Among the 17,128 homes in Milton 32571, it is worth more than 68% of them ($390,290 against a typical $335,500), its price per square foot is higher than 36% of them ($168 against a typical $178), it is bigger than 73% of them (2,320 ft² against a typical 1,849 ft²), its lot is bigger than 78% of them (0.93 ac against a typical 0.35 ac) and it is newer than 28% of them (1989 against a typical 2002). Measured against all of Santa Rosa County, it is worth more than 60% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 5481 Rowe Trl, Milton, FL?

The 2025 property tax bill for 5481 Rowe Trl, Milton, FL was $3,553. The county assessed it at $326,190.

Closest homes

More homes in Milton 32571

Assigned schools

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