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Single Family ResidenceResidential
$184,786$80 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 80How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

549 4TH ST

ELMA, IA 50628
5
Beds
2
Baths
2,307 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.46 ac
Lot SizeThe size of the land the home sits on, from county records.
1950
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
10
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.
Pre-foreclosure (NOS)A foreclosure notice on this home is currently active. Many are worked out before any auction happens.
Auction scheduled for May 18, 2026.

Valuation

$185K
$148K low$221K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,696 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$152,190 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$8,090
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$144,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$135,920
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$152,190

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.30 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHOWARD
Lot (acres)The size of the land the home sits on, from county records.0.46
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 54 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(3)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Crestwood High SchoolB-
High · Grades 9–12 · 19.2 mi
M
Crestwood Middle SchoolB
Middle · Grades 5–8 · 19.3 mi
E
Crestwood Elementary SchoolB-
Elementary · Grades KG–4 · 19.3 mi

District: Howard-Winneshiek Community School District

Neighborhood · ZIP 50628These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.143
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.10

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.1,189
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.11 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,178
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$84,288
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

549 4th St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 66% of homes in Elma 50628
  • Costs less per square foot than 73% of homes in Howard County
  • Bigger than 90% of homes in Howard County
  • Has a smaller lot than 71% of homes in Elma 50628

What homes are worth in Elma 50628

Each bar is how many homes fall in that price range. The marker is this home.

This home
$39K$406K

This home is worth more than 66% of homes in Elma 50628.

How it measures up in Elma 50628

The dot is this home. The mark in the middle is the typical home in Elma 50628.

Estimated value$184,786
CheaperTypical $152,788Pricier

Pricier than 66% of homes nearby

Price per ft²$80
CheaperTypical $98Pricier

Pricier than 35% of homes nearby

Living area2,307 ft²
SmallerTypical 1,536 ft²Bigger

Bigger than 87% of homes nearby

Lot size0.46 ac
SmallerTypical 2.72 acBigger

Bigger than 29% of homes nearby

Year built1950
OlderTypical 1947Newer

Newer than 53% of homes nearby

How 549 4th St ranks against every home in each area.
MeasureThis homeElma 50628Howard County
Estimated valuepricier than$184,78666% of homes59% of homes
Price per ft²pricier than$8035% of homes27% of homes
Living areabigger than2,307 ft²87% of homes90% of homes
Lot sizebigger than0.46 ac29% of homes47% of homes
Year builtnewer than195053% of homes52% of homes

About 549 4th St

How much is 549 4th St, Elma, IA worth?

The TopHap Estimate for 549 4th St, Elma, IA is $184,786 as of Sep 24, 2026. The likely range is $148,271 to $221,301. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 549 4th St, Elma, IA last sell?

549 4th St, Elma, IA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 549 4th St, Elma, IA?

549 4th St, Elma, IA has 5 bedrooms, 2 bathrooms, 2,307 square feet of living space and a 0.46-acre lot.

When was 549 4th St, Elma, IA built?

549 4th St, Elma, IA was built in 1950, making it 76 years old. The building has 1 story.

What schools serve 549 4th St, Elma, IA?

549 4th St, Elma, IA is assigned to Crestwood High School (high), rated B-; Crestwood Middle School (middle), rated B; Crestwood Elementary School (elementary), rated B-. All sit in Howard-Winneshiek Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 549 4th St, Elma, IA compare to other homes in Elma 50628?

Among the 687 homes in Elma 50628, it is worth more than 66% of them ($184,786 against a typical $152,788), its price per square foot is higher than 35% of them ($80 against a typical $98), it is bigger than 87% of them (2,307 ft² against a typical 1,536 ft²), its lot is bigger than 29% of them (0.46 ac against a typical 2.72 ac) and it is newer than 53% of them (1950 against a typical 1947). Measured against all of Howard County, it is worth more than 59% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 549 4th St, Elma, IA?

The 2025 property tax bill for 549 4th St, Elma, IA was $2,696. The county assessed it at $152,190.

More homes on 4th St

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