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Single Family ResidenceResidential
$523,708$229 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $279,900 on Apr 24, 2003

549 PEARL ST

RISING SUN, MD 21911
2
Baths
2,284 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.78 ac
Lot SizeThe size of the land the home sits on, from county records.
1988
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$524K
$476K low$572K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$279,900 · Apr 24, 2003
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$100,358
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$80,286
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.77%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$223,920
COUNTRYWIDE HOME LOANS INC · recorded Apr 24, 2003
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$199,430
MORTGAGE MANAGEMENT LLC

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,728 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$411,567 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$408,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$418,500

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.182 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCECIL
Lot (acres)The size of the land the home sits on, from county records.3.78
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 894 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Rising Sun Middle SchoolA-
Middle · Grades 6–8 · 0.5 mi
E
Rising Sun Elementary SchoolC
Elementary · Grades PK–5 · 1.6 mi
H
Rising Sun High SchoolB
High · Grades 9–12 · 5.6 mi

District: Cecil County Public Schools

Neighborhood · ZIP 21911These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.59
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.67

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.11,499
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.308 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$90,580
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$104,366
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

549 Pearl St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 83% of homes in Rising Sun 21911
  • Bigger than 79% of homes in Cecil County
  • Has a bigger lot than 90% of homes in Cecil County

What homes are worth in Rising Sun 21911

Each bar is how many homes fall in that price range. The marker is this home.

This home
$209K$773K

This home is worth more than 83% of homes in Rising Sun 21911.

How it measures up in Rising Sun 21911

The dot is this home. The mark in the middle is the typical home in Rising Sun 21911.

Estimated value$523,708
CheaperTypical $365,805Pricier

Pricier than 83% of homes nearby

Price per ft²$229
CheaperTypical $227Pricier

Pricier than 52% of homes nearby

Living area2,284 ft²
SmallerTypical 1,600 ft²Bigger

Bigger than 78% of homes nearby

Lot size3.78 ac
SmallerTypical 0.9 acBigger

Bigger than 85% of homes nearby

Year built1988
OlderTypical 1987Newer

Newer than 56% of homes nearby

How 549 Pearl St ranks against every home in each area.
MeasureThis homeRising Sun 21911Cecil County
Estimated valuepricier than$523,70883% of homes82% of homes
Price per ft²pricier than$22952% of homes54% of homes
Living areabigger than2,284 ft²78% of homes79% of homes
Lot sizebigger than3.78 ac85% of homes90% of homes
Year builtnewer than198856% of homes53% of homes

About 549 Pearl St

How much is 549 Pearl St, Rising Sun, MD worth?

The TopHap Estimate for 549 Pearl St, Rising Sun, MD is $523,708 as of Jul 14, 2026. The likely range is $475,707 to $571,709. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 549 Pearl St, Rising Sun, MD last sell?

549 Pearl St, Rising Sun, MD last sold on Apr 24, 2003 for $279,900, according to the county's recorded deed.

How big is 549 Pearl St, Rising Sun, MD?

549 Pearl St, Rising Sun, MD has 2 bathrooms, 2,284 square feet of living space and a 3.78-acre lot.

When was 549 Pearl St, Rising Sun, MD built?

549 Pearl St, Rising Sun, MD was built in 1988, making it 38 years old. The building has 1 story.

What schools serve 549 Pearl St, Rising Sun, MD?

549 Pearl St, Rising Sun, MD is assigned to Rising Sun Middle School (middle), rated A-; Rising Sun Elementary School (elementary), rated C; Rising Sun High School (high), rated B. All sit in Cecil County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 549 Pearl St, Rising Sun, MD compare to other homes in Rising Sun 21911?

Among the 3,546 homes in Rising Sun 21911, it is worth more than 83% of them ($523,708 against a typical $365,805), its price per square foot is higher than 52% of them ($229 against a typical $227), it is bigger than 78% of them (2,284 ft² against a typical 1,600 ft²), its lot is bigger than 85% of them (3.78 ac against a typical 0.9 ac) and it is newer than 56% of them (1988 against a typical 1987). Measured against all of Cecil County, it is worth more than 82% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 549 Pearl St, Rising Sun, MD?

The 2025 property tax bill for 549 Pearl St, Rising Sun, MD was $6,728. The county assessed it at $411,567.

Closest homes

More homes in Rising Sun 21911

Assigned schools

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