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Single Family ResidenceResidential
$429,777$406 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $420,000 on Mar 2, 2026

549 ROUTE 52

CARMEL, NY 10512
2
Beds
2
Baths
1,058 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.47 ac
Lot SizeThe size of the land the home sits on, from county records.
1955
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$430K
$408K low$452K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$420,000 · Mar 2, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,888 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$261,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$77,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$183,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$103,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$261,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.36
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
55
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
97
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
16
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cottage
CountyPUTNAM
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2024
Lot (acres)The size of the land the home sits on, from county records.0.47
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Waterfront
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 120 ft²Porch · 145 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
George Fischer Middle SchoolC
Middle · Grades 5–8 · 1.5 mi
H
Carmel High SchoolB
High · Grades 9–12 · 2.2 mi
E
Kent Primary SchoolA-
Elementary · Grades KG–4 · 2.3 mi

District: Carmel Central School District

Neighborhood · ZIP 10512These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.97
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.106
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.90

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.24,045
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.397 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$113,578
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$132,544
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

549 Route 52 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 78% of homes in Putnam County
  • Costs more per square foot than 87% of homes in Carmel 10512
  • Smaller than 86% of homes in Putnam County
  • Older than 69% of homes in Carmel 10512

What homes are worth in Carmel 10512

Each bar is how many homes fall in that price range. The marker is this home.

This home
$205K$1.1M

This home is worth more than 31% of homes in Carmel 10512.

How it measures up in Carmel 10512

The dot is this home. The mark in the middle is the typical home in Carmel 10512.

Estimated value$429,777
CheaperTypical $507,998Pricier

Pricier than 31% of homes nearby

Price per ft²$406
CheaperTypical $317Pricier

Pricier than 87% of homes nearby

Living area1,058 ft²
SmallerTypical 1,592 ft²Bigger

Bigger than 18% of homes nearby

Lot size0.47 ac
SmallerTypical 0.47 acBigger

Bigger than 49% of homes nearby

Year built1955
OlderTypical 1969Newer

Newer than 31% of homes nearby

How 549 Route 52 ranks against every home in each area.
MeasureThis homeCarmel 10512Putnam County
Estimated valuepricier than$429,77731% of homes22% of homes
Price per ft²pricier than$40687% of homes81% of homes
Living areabigger than1,058 ft²18% of homes14% of homes
Lot sizebigger than0.47 ac49% of homes43% of homes
Year builtnewer than195531% of homes33% of homes

About 549 Route 52

How much is 549 Route 52, Carmel, NY worth?

The TopHap Estimate for 549 Route 52, Carmel, NY is $429,777 as of Aug 30, 2026. The likely range is $407,599 to $451,955. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 549 Route 52, Carmel, NY last sell?

549 Route 52, Carmel, NY last sold on Mar 2, 2026 for $420,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 549 Route 52, Carmel, NY?

549 Route 52, Carmel, NY has 2 bedrooms, 2 bathrooms, 1,058 square feet of living space and a 0.47-acre lot.

When was 549 Route 52, Carmel, NY built?

549 Route 52, Carmel, NY was built in 1955, making it 71 years old. It is a cottage home. The building has 1 story.

What schools serve 549 Route 52, Carmel, NY?

549 Route 52, Carmel, NY is assigned to George Fischer Middle School (middle), rated C; Carmel High School (high), rated B; Kent Primary School (elementary), rated A-. All sit in Carmel Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 549 Route 52, Carmel, NY compare to other homes in Carmel 10512?

Among the 9,305 homes in Carmel 10512, it is worth more than 31% of them ($429,777 against a typical $507,998), its price per square foot is higher than 87% of them ($406 against a typical $317), it is bigger than 18% of them (1,058 ft² against a typical 1,592 ft²), its lot is bigger than 49% of them (0.47 ac against a typical 0.47 ac) and it is newer than 31% of them (1955 against a typical 1969). Measured against all of Putnam County, it is worth more than 22% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 549 Route 52, Carmel, NY?

The 2024 property tax bill for 549 Route 52, Carmel, NY was $4,888. The county assessed it at $261,000.

More homes on Route 52

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Assigned schools

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