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Single Family ResidenceResidential
$462,833$283 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $160,000 on Dec 14, 2015

55 NIANTIC RIVER RD

WATERFORD, CT 06385
3
Beds
2
Baths
1,638 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.24 ac
Lot SizeThe size of the land the home sits on, from county records.
1980
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$463K
$403K low$523K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$160,000 · Dec 14, 2015

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,784 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$235,700 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$109,820
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$125,880
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$235,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$422,505

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.42 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.79%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountySOUTHEASTERN CONNECTICUT
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1983
Lot (acres)The size of the land the home sits on, from county records.0.24
ConstructionThe main material the home's frame and walls are built from.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Radiant
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Oswegatchie Elementary SchoolB
Elementary · Grades PK–5 · 2.1 mi
H
Waterford High SchoolB+
High · Grades 9–12 · 2.4 mi
M
Clark Lane Middle SchoolB
Middle · Grades 6–8 · 2.8 mi

District: Waterford School District

Neighborhood · ZIP 06385These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.58
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.106
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.54

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.12,297
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.443 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$100,760
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$112,241
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

55 Niantic River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a smaller lot than 78% of homes in Waterford 06385
  • Newer than 68% of homes in Waterford 06385

What homes are worth in Waterford 06385

Each bar is how many homes fall in that price range. The marker is this home.

This home
$219K$1.1M

This home is worth more than 58% of homes in Waterford 06385.

How it measures up in Waterford 06385

The dot is this home. The mark in the middle is the typical home in Waterford 06385.

Estimated value$462,833
CheaperTypical $430,763Pricier

Pricier than 58% of homes nearby

Price per ft²$283
CheaperTypical $292Pricier

Pricier than 45% of homes nearby

Living area1,638 ft²
SmallerTypical 1,465 ft²Bigger

Bigger than 59% of homes nearby

Lot size0.24 ac
SmallerTypical 0.45 acBigger

Bigger than 22% of homes nearby

Year built1980
OlderTypical 1965Newer

Newer than 68% of homes nearby

How 55 Niantic River Rd ranks against every home in each area.
MeasureThis homeWaterford 06385Southeastern Connecticut County
Estimated valuepricier than$462,83358% of homes62% of homes
Price per ft²pricier than$28345% of homes53% of homes
Living areabigger than1,638 ft²59% of homes57% of homes
Lot sizebigger than0.24 ac22% of homes22% of homes
Year builtnewer than198068% of homes65% of homes

About 55 Niantic River Rd

How much is 55 Niantic River Rd, Waterford, CT worth?

The TopHap Estimate for 55 Niantic River Rd, Waterford, CT is $462,833 as of Sep 24, 2026. The likely range is $402,541 to $523,125. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 55 Niantic River Rd, Waterford, CT last sell?

55 Niantic River Rd, Waterford, CT last sold on Dec 14, 2015 for $160,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 55 Niantic River Rd, Waterford, CT?

55 Niantic River Rd, Waterford, CT has 3 bedrooms, 2 bathrooms, 1,638 square feet of living space and a 0.24-acre lot.

When was 55 Niantic River Rd, Waterford, CT built?

55 Niantic River Rd, Waterford, CT was built in 1980, making it 46 years old. It is a cape cod home. The building has 2 stories.

What schools serve 55 Niantic River Rd, Waterford, CT?

55 Niantic River Rd, Waterford, CT is assigned to Oswegatchie Elementary School (elementary), rated B; Waterford High School (high), rated B+; Clark Lane Middle School (middle), rated B. All sit in Waterford School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 55 Niantic River Rd, Waterford, CT compare to other homes in Waterford 06385?

Among the 6,719 homes in Waterford 06385, it is worth more than 58% of them ($462,833 against a typical $430,763), its price per square foot is higher than 45% of them ($283 against a typical $292), it is bigger than 59% of them (1,638 ft² against a typical 1,465 ft²), its lot is bigger than 22% of them (0.24 ac against a typical 0.45 ac) and it is newer than 68% of them (1980 against a typical 1965). Measured against all of Southeastern Connecticut County, it is worth more than 62% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 55 Niantic River Rd, Waterford, CT?

The 2026 property tax bill for 55 Niantic River Rd, Waterford, CT was $5,784. The county assessed it at $235,700.

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