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Single Family ResidenceResidential
$840,722$206 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 71How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

55 RIVER ST

COOPERSTOWN, NY 13326
3
Beds
3 / 1
Baths
4,080 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.03 ac
Lot SizeThe size of the land the home sits on, from county records.
1880
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
10
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$841K
$594K low$1.1M high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$22,889 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,053,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$426,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$627,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,053,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,505,571

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.55
99
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
5
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
60
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
85
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
28
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyOtsego
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1980
Lot (acres)The size of the land the home sits on, from county records.1.03
HeatingThe type of heating system in the home.Hot Water
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 516 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cooperstown Elementary SchoolB
Elementary · Grades KG–6 · 0.7 mi
M
Cooperstown Junior/Senior High SchoolA-
Middle · Grades 7–12 · 0.9 mi

District: Cooperstown Central School District

Neighborhood · ZIP 13326These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.120
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.48

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.71%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.5,145
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.50 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,364
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$111,198
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

55 River St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 98% of homes in Otsego County
  • Costs more per square foot than 80% of homes in Otsego County
  • Among the largest homes in Otsego County
  • Older than 86% of homes in Otsego County

What homes are worth in Cooperstown 13326

Each bar is how many homes fall in that price range. The marker is this home.

This home
$139K$1.4M

This home is worth more than 90% of homes in Cooperstown 13326.

How it measures up in Cooperstown 13326

The dot is this home. The mark in the middle is the typical home in Cooperstown 13326.

Estimated value$840,722
CheaperTypical $434,694Pricier

Pricier than 90% of homes nearby

Price per ft²$206
CheaperTypical $235Pricier

Pricier than 35% of homes nearby

Living area4,080 ft²
SmallerTypical 1,778 ft²Bigger

Bigger than 96% of homes nearby

Lot size1.03 ac
SmallerTypical 1.2 acBigger

Bigger than 48% of homes nearby

Year built1880
OlderTypical 1950Newer

Newer than 18% of homes nearby

How 55 River St ranks against every home in each area.
MeasureThis homeCooperstown 13326Otsego County
Estimated valuepricier than$840,72290% of homes98% of homes
Price per ft²pricier than$20635% of homes80% of homes
Living areabigger than4,080 ft²96% of homesalmost all homes
Lot sizebigger than1.03 ac48% of homes46% of homes
Year builtnewer than188018% of homes14% of homes

About 55 River St

How much is 55 River St, Cooperstown, NY worth?

The TopHap Estimate for 55 River St, Cooperstown, NY is $840,722 as of Jul 14, 2026. The likely range is $593,918 to $1,087,526. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 55 River St, Cooperstown, NY?

55 River St, Cooperstown, NY has 3 bedrooms, 3 bathrooms, 4,080 square feet of living space and a 1.03-acre lot.

When was 55 River St, Cooperstown, NY built?

55 River St, Cooperstown, NY was built in 1880, making it 146 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 55 River St, Cooperstown, NY?

55 River St, Cooperstown, NY is assigned to Cooperstown Elementary School (elementary), rated B; Cooperstown Junior/Senior High School (middle), rated A-. All sit in Cooperstown Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 55 River St, Cooperstown, NY compare to other homes in Cooperstown 13326?

Among the 2,708 homes in Cooperstown 13326, it is worth more than 90% of them ($840,722 against a typical $434,694), its price per square foot is higher than 35% of them ($206 against a typical $235), it is bigger than 96% of them (4,080 ft² against a typical 1,778 ft²), its lot is bigger than 48% of them (1.03 ac against a typical 1.2 ac) and it is newer than 18% of them (1880 against a typical 1950). Measured against all of Otsego County, it is worth more than 98% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 55 River St, Cooperstown, NY?

The 2024 property tax bill for 55 River St, Cooperstown, NY was $22,889. The county assessed it at $1,053,900.

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