Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$286,384$151 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

5509 RUHL GARDEN DR

KOKOMO, IN 46902
3
Beds
2
Baths
1,891 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.69 ac
Lot SizeThe size of the land the home sits on, from county records.
1991
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$286K
$268K low$304K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,691 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$284,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$29,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$255,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$245,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$284,700

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHoward
Lot (acres)The size of the land the home sits on, from county records.0.69
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 120 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Howard Elementary SchoolC-
Elementary · Grades PK–6 · 3.9 mi
M
Northwestern Middle SchoolB+
Middle · Grades 7–8 · 8.7 mi
H
Northwestern Senior High SchoolA+
High · Grades 9–12 · 8.7 mi

District: Northwestern School Corporation

Neighborhood · ZIP 46902These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.99
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.111
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.33

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.35,733
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.699 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,427
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$78,060
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

5509 Ruhl Garden Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 81% of homes in Howard County
  • Costs more per square foot than 79% of homes in Howard County
  • Bigger than 70% of homes in Kokomo 46902
  • Has a bigger lot than 88% of homes in Kokomo 46902
  • Newer than 79% of homes in Howard County

What homes are worth in Kokomo 46902

Each bar is how many homes fall in that price range. The marker is this home.

This home
$66K$518K

This home is worth more than 79% of homes in Kokomo 46902.

How it measures up in Kokomo 46902

The dot is this home. The mark in the middle is the typical home in Kokomo 46902.

Estimated value$286,384
CheaperTypical $196,107Pricier

Pricier than 79% of homes nearby

Price per ft²$151
CheaperTypical $131Pricier

Pricier than 73% of homes nearby

Living area1,891 ft²
SmallerTypical 1,532 ft²Bigger

Bigger than 70% of homes nearby

Lot size0.69 ac
SmallerTypical 0.23 acBigger

Bigger than 88% of homes nearby

Year built1991
OlderTypical 1966Newer

Newer than 76% of homes nearby

How 5509 Ruhl Garden Dr ranks against every home in each area.
MeasureThis homeKokomo 46902Howard County
Estimated valuepricier than$286,38479% of homes81% of homes
Price per ft²pricier than$15173% of homes79% of homes
Living areabigger than1,891 ft²70% of homes70% of homes
Lot sizebigger than0.69 ac88% of homes79% of homes
Year builtnewer than199176% of homes79% of homes

About 5509 Ruhl Garden Dr

How much is 5509 Ruhl Garden Dr, Kokomo, IN worth?

The TopHap Estimate for 5509 Ruhl Garden Dr, Kokomo, IN is $286,384 as of Aug 30, 2026. The likely range is $268,467 to $304,301. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 5509 Ruhl Garden Dr, Kokomo, IN?

5509 Ruhl Garden Dr, Kokomo, IN has 3 bedrooms, 2 bathrooms, 1,891 square feet of living space and a 0.69-acre lot.

When was 5509 Ruhl Garden Dr, Kokomo, IN built?

5509 Ruhl Garden Dr, Kokomo, IN was built in 1991, making it 35 years old. The building has 1 story.

What schools serve 5509 Ruhl Garden Dr, Kokomo, IN?

5509 Ruhl Garden Dr, Kokomo, IN is assigned to Howard Elementary School (elementary), rated C-; Northwestern Middle School (middle), rated B+; Northwestern Senior High School (high), rated A+. All sit in Northwestern School Corporation. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 5509 Ruhl Garden Dr, Kokomo, IN compare to other homes in Kokomo 46902?

Among the 13,795 homes in Kokomo 46902, it is worth more than 79% of them ($286,384 against a typical $196,107), its price per square foot is higher than 73% of them ($151 against a typical $131), it is bigger than 70% of them (1,891 ft² against a typical 1,532 ft²), its lot is bigger than 88% of them (0.69 ac against a typical 0.23 ac) and it is newer than 76% of them (1991 against a typical 1966). Measured against all of Howard County, it is worth more than 81% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 5509 Ruhl Garden Dr, Kokomo, IN?

The 2024 property tax bill for 5509 Ruhl Garden Dr, Kokomo, IN was $1,691. The county assessed it at $284,700.

More homes on Ruhl Garden Dr

Closest homes

More homes in Kokomo 46902

Assigned schools

Explore the area

See this home in context

Open 5509 Ruhl Garden Dr on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map