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Single Family ResidenceResidential
$873,525$317 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

5509 WATERWAY TER

ROCKVILLE, MD 20853
3
Baths
2,758 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.46 ac
Lot SizeThe size of the land the home sits on, from county records.
1968
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$874K
$824K low$923K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$525,525
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$420,420
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.40%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$248,000
PHH MORTGAGE SERVICES CORP · R · recorded Nov 16, 2009
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
BANK OF AMERICA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,904 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$673,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$319,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$354,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$631,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$673,600

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Townhouse
CountyMONTGOMERY
Lot (acres)The size of the land the home sits on, from county records.0.46
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 275 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Earle B. Wood Middle SchoolB-
Middle · Grades 6–8 · 0.6 mi
H
Rockville High SchoolB-
High · Grades 9–12 · 1.0 mi
E
Flower Valley Elementary SchoolC+
Elementary · Grades KG–5 · 1.1 mi

District: Montgomery County Public Schools

Neighborhood · ZIP 20853These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.60
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.38

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.98%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.30,497
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,373 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$145,074
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$169,691
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

5509 Waterway Ter measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 82% of homes in Rockville 20853
  • Bigger than 78% of homes in Rockville 20853
  • Has a bigger lot than 87% of homes in Rockville 20853
  • Newer than 73% of homes in Rockville 20853

What homes are worth in Rockville 20853

Each bar is how many homes fall in that price range. The marker is this home.

This home
$234K$1.2M

This home is worth more than 82% of homes in Rockville 20853.

How it measures up in Rockville 20853

The dot is this home. The mark in the middle is the typical home in Rockville 20853.

Estimated value$873,525
CheaperTypical $643,063Pricier

Pricier than 82% of homes nearby

Price per ft²$317
CheaperTypical $310Pricier

Pricier than 55% of homes nearby

Living area2,758 ft²
SmallerTypical 2,032 ft²Bigger

Bigger than 78% of homes nearby

Lot size0.46 ac
SmallerTypical 0.23 acBigger

Bigger than 87% of homes nearby

Year built1968
OlderTypical 1965Newer

Newer than 73% of homes nearby

How 5509 Waterway Ter ranks against every home in each area.
MeasureThis homeRockville 20853Montgomery County
Estimated valuepricier than$873,52582% of homes73% of homes
Price per ft²pricier than$31755% of homes54% of homes
Living areabigger than2,758 ft²78% of homes73% of homes
Lot sizebigger than0.46 ac87% of homes87% of homes
Year builtnewer than196873% of homes36% of homes

About 5509 Waterway Ter

How much is 5509 Waterway Ter, Rockville, MD worth?

The TopHap Estimate for 5509 Waterway Ter, Rockville, MD is $873,525 as of Jul 14, 2026. The likely range is $824,404 to $922,646. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 5509 Waterway Ter, Rockville, MD last sell?

5509 Waterway Ter, Rockville, MD last sold on Nov 19, 2009, according to the county's recorded deed.

How big is 5509 Waterway Ter, Rockville, MD?

5509 Waterway Ter, Rockville, MD has 3 bathrooms, 2,758 square feet of living space and a 0.46-acre lot.

When was 5509 Waterway Ter, Rockville, MD built?

5509 Waterway Ter, Rockville, MD was built in 1968, making it 58 years old. It is a townhouse home. The building has 1 story.

What schools serve 5509 Waterway Ter, Rockville, MD?

5509 Waterway Ter, Rockville, MD is assigned to Earle B. Wood Middle School (middle), rated B-; Rockville High School (high), rated B-; Flower Valley Elementary School (elementary), rated C+. All sit in Montgomery County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 5509 Waterway Ter, Rockville, MD compare to other homes in Rockville 20853?

Among the 9,292 homes in Rockville 20853, it is worth more than 82% of them ($873,525 against a typical $643,063), its price per square foot is higher than 55% of them ($317 against a typical $310), it is bigger than 78% of them (2,758 ft² against a typical 2,032 ft²), its lot is bigger than 87% of them (0.46 ac against a typical 0.23 ac) and it is newer than 73% of them (1968 against a typical 1965). Measured against all of Montgomery County, it is worth more than 73% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 5509 Waterway Ter, Rockville, MD?

The 2025 property tax bill for 5509 Waterway Ter, Rockville, MD was $7,904. The county assessed it at $673,600.

Closest homes

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Assigned schools

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