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Single Family ResidentialResidential
$560,000$233 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

551 N MAIN ST

RUTHERFORDTON, NC 28139
3
Beds
2
Baths
2,403 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.39 ac
Lot SizeThe size of the land the home sits on, from county records.
1888
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$560K
$474K low$646K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,090 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$315,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$58,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$257,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$315,900

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.21 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyRUTHERFORD
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1968
Lot (acres)The size of the land the home sits on, from county records.2.39
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Fan Cooling
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 574 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
R-S Middle SchoolC-
Middle · Grades 6–8 · 1.1 mi
H
R-S Central High SchoolC-
High · Grades 9–12 · 1.8 mi
E
Rutherfordton Elementary SchoolC+
Elementary · Grades PK–5 · 3.1 mi

District: Rutherford County Schools

Neighborhood · ZIP 28139These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.106
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.85

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.20,062
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.112 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,546
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$76,393
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

551 N Main St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 89% of homes in Rutherfordton 28139
  • Costs more per square foot than 76% of homes in Rutherford County
  • Bigger than 92% of homes in Rutherford County
  • Has a bigger lot than 71% of homes in Rutherford County
  • Among the oldest homes in Rutherfordton 28139

What homes are worth in Rutherfordton 28139

Each bar is how many homes fall in that price range. The marker is this home.

This home
$64K$849K

This home is worth more than 89% of homes in Rutherfordton 28139.

How it measures up in Rutherfordton 28139

The dot is this home. The mark in the middle is the typical home in Rutherfordton 28139.

Estimated value$560,000
CheaperTypical $291,682Pricier

Pricier than 89% of homes nearby

Price per ft²$233
CheaperTypical $180Pricier

Pricier than 75% of homes nearby

Living area2,403 ft²
SmallerTypical 1,540 ft²Bigger

Bigger than 88% of homes nearby

Lot size2.39 ac
SmallerTypical 1.8 acBigger

Bigger than 59% of homes nearby

Year built1888
OlderTypical 1985Newer

Older than almost all homes nearby

How 551 N Main St ranks against every home in each area.
MeasureThis homeRutherfordton 28139Rutherford County
Estimated valuepricier than$560,00089% of homes89% of homes
Price per ft²pricier than$23375% of homes76% of homes
Living areabigger than2,403 ft²88% of homes92% of homes
Lot sizebigger than2.39 ac59% of homes71% of homes
Year builtnewer than1888almost no homesalmost no homes

About 551 N Main St

How much is 551 N Main St, Rutherfordton, NC worth?

The TopHap Estimate for 551 N Main St, Rutherfordton, NC is $560,000 as of Sep 24, 2026. The likely range is $474,385 to $645,615. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 551 N Main St, Rutherfordton, NC last sell?

551 N Main St, Rutherfordton, NC last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 551 N Main St, Rutherfordton, NC?

551 N Main St, Rutherfordton, NC has 3 bedrooms, 2 bathrooms, 2,403 square feet of living space and a 2.39-acre lot.

When was 551 N Main St, Rutherfordton, NC built?

551 N Main St, Rutherfordton, NC was built in 1888, making it 138 years old. It is a ranch home. The building has 1 story.

What schools serve 551 N Main St, Rutherfordton, NC?

551 N Main St, Rutherfordton, NC is assigned to R-S Middle School (middle), rated C-; R-S Central High School (high), rated C-; Rutherfordton Elementary School (elementary), rated C+. All sit in Rutherford County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 551 N Main St, Rutherfordton, NC compare to other homes in Rutherfordton 28139?

Among the 7,473 homes in Rutherfordton 28139, it is worth more than 89% of them ($560,000 against a typical $291,682), its price per square foot is higher than 75% of them ($233 against a typical $180), it is bigger than 88% of them (2,403 ft² against a typical 1,540 ft²), its lot is bigger than 59% of them (2.39 ac against a typical 1.8 ac) and it is newer than almost none of them (1888 against a typical 1985). Measured against all of Rutherford County, it is worth more than 89% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 551 N Main St, Rutherfordton, NC?

The 2025 property tax bill for 551 N Main St, Rutherfordton, NC was $3,090. The county assessed it at $315,900.

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