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Single Family ResidenceResidential
$1,028,100$550 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $899,000 on Dec 11, 2020

551 RAMONA AVE

LOS OSOS, CA 93402
3
Beds
2.5
Baths
1,869 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4,000 ft²
Lot SizeThe size of the land the home sits on, from county records.
1942
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1M
$962K low$1.1M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$899,000 · Dec 11, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$13,102 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$992,566 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$524,437
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$468,129
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$973,104

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
67
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
12
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
31
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
24
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.31 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySAN LUIS OBISPO
Lot (acres)The size of the land the home sits on, from county records.0.09
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(8)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Monarch Grove Elementary SchoolA
Elementary · Grades KG–6 · 0.5 mi
M
Los Osos Middle SchoolA-
Middle · Grades 7–8 · 1.4 mi
H
Morro Bay High SchoolA-
High · Grades 9–12 · 4.4 mi

District: San Luis Coastal Unified School District

Neighborhood · ZIP 93402These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.88
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.336

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.14,122
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.492 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$93,273
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$112,013
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.19 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.75%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

551 Ramona Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 71% of homes in Los Osos 93402
  • Costs less per square foot than 69% of homes in Los Osos 93402
  • Bigger than 73% of homes in Los Osos 93402
  • Has a smaller lot than 91% of homes in Los Osos 93402
  • Among the oldest homes in Los Osos 93402

What homes are worth in Los Osos 93402

Each bar is how many homes fall in that price range. The marker is this home.

This home
$430K$2M

This home is worth more than 71% of homes in Los Osos 93402.

How it measures up in Los Osos 93402

The dot is this home. The mark in the middle is the typical home in Los Osos 93402.

Estimated value$1,028,100
CheaperTypical $875,449Pricier

Pricier than 71% of homes nearby

Price per ft²$550
CheaperTypical $593Pricier

Pricier than 31% of homes nearby

Living area1,869 ft²
SmallerTypical 1,468 ft²Bigger

Bigger than 73% of homes nearby

Lot size4,000 ft²
SmallerTypical 0.14 acBigger

Bigger than 9% of homes nearby

Year built1942
OlderTypical 1976Newer

Older than almost all homes nearby

How 551 Ramona Ave ranks against every home in each area.
MeasureThis homeLos Osos 93402San Luis Obispo County
Estimated valuepricier than$1,028,10071% of homes62% of homes
Price per ft²pricier than$55031% of homes54% of homes
Living areabigger than1,869 ft²73% of homes62% of homes
Lot sizebigger than4,000 ft²9% of homes17% of homes
Year builtnewer than1942almost no homes5% of homes

About 551 Ramona Ave

How much is 551 Ramona Ave, Los Osos, CA worth?

The TopHap Estimate for 551 Ramona Ave, Los Osos, CA is $1,028,100 as of Sep 24, 2026. The likely range is $962,077 to $1,094,123. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 551 Ramona Ave, Los Osos, CA last sell?

551 Ramona Ave, Los Osos, CA last sold on Dec 11, 2020 for $899,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 551 Ramona Ave, Los Osos, CA?

551 Ramona Ave, Los Osos, CA has 3 bedrooms, 2.5 bathrooms, 1,869 square feet of living space and a 0.09-acre lot.

When was 551 Ramona Ave, Los Osos, CA built?

551 Ramona Ave, Los Osos, CA was built in 1942, making it 84 years old. The building has 2 stories.

What schools serve 551 Ramona Ave, Los Osos, CA?

551 Ramona Ave, Los Osos, CA is assigned to Monarch Grove Elementary School (elementary), rated A; Los Osos Middle School (middle), rated A-; Morro Bay High School (high), rated A-. All sit in San Luis Coastal Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 551 Ramona Ave, Los Osos, CA compare to other homes in Los Osos 93402?

Among the 5,889 homes in Los Osos 93402, it is worth more than 71% of them ($1,028,100 against a typical $875,449), its price per square foot is higher than 31% of them ($550 against a typical $593), it is bigger than 73% of them (1,869 ft² against a typical 1,468 ft²), its lot is bigger than 9% of them (4,000 ft² against a typical 0.14 ac) and it is newer than almost none of them (1942 against a typical 1976). Measured against all of San Luis Obispo County, it is worth more than 62% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 551 Ramona Ave, Los Osos, CA?

The 2025 property tax bill for 551 Ramona Ave, Los Osos, CA was $13,102. The county assessed it at $992,566.

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Assigned schools

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