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Single Family ResidenceResidential
$693,813$1,239 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 72How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

5520 NORTHWEST DR

BELLINGHAM, WA 98226
1
Beds
1
Baths
560 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.98 ac
Lot SizeThe size of the land the home sits on, from county records.
1987
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$694K
$500K low$887K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,738 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$501,026 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$267,720
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$233,306
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$477,875
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$501,026

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.37
45
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
12
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
45
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
73
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
11
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.10 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWHATCOM
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2009
Lot (acres)The size of the land the home sits on, from county records.0.98
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Wood Furnace
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 254 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Ferndale High SchoolC+
High · Grades 9–12 · 2.7 mi
M
Vista Middle SchoolB-
Middle · Grades 6–8 · 3.3 mi
E
Cascadia Elementary SchoolB-
Elementary · Grades PK–5 · 4.1 mi

District: Ferndale School District

Neighborhood · ZIP 98226These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.83
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.106
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.211

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.49,590
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.433 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,457
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$100,792
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.43%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

5520 Northwest Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 65% of homes in Whatcom County
  • Among the highest price per square foot in Bellingham 98226
  • Among the smallest homes in Bellingham 98226
  • Has a bigger lot than 79% of homes in Whatcom County

What homes are worth in Bellingham 98226

Each bar is how many homes fall in that price range. The marker is this home.

This home
$310K$1.7M

This home is worth more than 60% of homes in Bellingham 98226.

How it measures up in Bellingham 98226

The dot is this home. The mark in the middle is the typical home in Bellingham 98226.

Estimated value$693,813
CheaperTypical $633,495Pricier

Pricier than 60% of homes nearby

Price per ft²$1239
CheaperTypical $399Pricier

Pricier than almost all homes nearby

Living area560 ft²
SmallerTypical 1,585 ft²Bigger

Smaller than almost all homes nearby

Lot size0.98 ac
SmallerTypical 0.26 acBigger

Bigger than 68% of homes nearby

Year built1987
OlderTypical 1994Newer

Newer than 37% of homes nearby

How 5520 Northwest Dr ranks against every home in each area.
MeasureThis homeBellingham 98226Whatcom County
Estimated valuepricier than$693,81360% of homes65% of homes
Price per ft²pricier than$1239almost all homesalmost all homes
Living areabigger than560 ft²almost no homes6% of homes
Lot sizebigger than0.98 ac68% of homes79% of homes
Year builtnewer than198737% of homes48% of homes

About 5520 Northwest Dr

How much is 5520 Northwest Dr, Bellingham, WA worth?

The TopHap Estimate for 5520 Northwest Dr, Bellingham, WA is $693,813 as of Sep 24, 2026. The likely range is $500,436 to $887,190. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 5520 Northwest Dr, Bellingham, WA last sell?

5520 Northwest Dr, Bellingham, WA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 5520 Northwest Dr, Bellingham, WA?

5520 Northwest Dr, Bellingham, WA has 1 bedrooms, 1 bathrooms, 560 square feet of living space and a 0.98-acre lot.

When was 5520 Northwest Dr, Bellingham, WA built?

5520 Northwest Dr, Bellingham, WA was built in 1987, making it 39 years old. The building has 1 story.

What schools serve 5520 Northwest Dr, Bellingham, WA?

5520 Northwest Dr, Bellingham, WA is assigned to Ferndale High School (high), rated C+; Vista Middle School (middle), rated B-; Cascadia Elementary School (elementary), rated B-. All sit in Ferndale School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 5520 Northwest Dr, Bellingham, WA compare to other homes in Bellingham 98226?

Among the 15,395 homes in Bellingham 98226, it is worth more than 60% of them ($693,813 against a typical $633,495), its price per square foot is higher than almost all of them ($1239 against a typical $399), it is bigger than almost none of them (560 ft² against a typical 1,585 ft²), its lot is bigger than 68% of them (0.98 ac against a typical 0.26 ac) and it is newer than 37% of them (1987 against a typical 1994). Measured against all of Whatcom County, it is worth more than 65% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 5520 Northwest Dr, Bellingham, WA?

The 2025 property tax bill for 5520 Northwest Dr, Bellingham, WA was $3,738. The county assessed it at $501,026.

More homes on Northwest Dr

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Assigned schools

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