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Single Family ResidenceResidential
$120,836$79 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $125,000 on Jan 22, 2026

554 HOWARD DR

MEMPHIS, TN 38109
4
Beds
2
Baths
1,532 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1960
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$121K
$98K low$144K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$125,000 · Jan 22, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$696 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$25,875 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,125
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$21,750
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$13,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$103,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.26
48
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
41
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
43
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.12 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cottage
CountySHELBY
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1976
Lot (acres)The size of the land the home sits on, from county records.0.20
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 21 ft²

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Fairley High SchoolC
High · Grades 9–12 · 0.3 mi
E
Holmes Road Elementary SchoolC
Elementary · Grades PK–5 · 1.0 mi
M
Geeter Middle School
Middle · Grades 6–8 · 1.2 mi

District: Achievement School District

Neighborhood · ZIP 38109These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.116
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.150
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.250

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.2%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.27%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.42,226
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.482 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$43,033
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$57,494
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.54 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

554 Howard Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 77% of homes in Memphis 38109
  • Costs less per square foot than 79% of homes in Shelby County
  • Bigger than 76% of homes in Memphis 38109
  • Has a smaller lot than 91% of homes in Whitehaven
  • Older than 68% of homes in Shelby County

What homes are worth in Memphis 38109

Each bar is how many homes fall in that price range. The marker is this home.

This home
$31K$248K

This home is worth more than 77% of homes in Memphis 38109.

How it measures up in Memphis 38109

The dot is this home. The mark in the middle is the typical home in Memphis 38109.

Estimated value$120,836
CheaperTypical $99,422Pricier

Pricier than 77% of homes nearby

Price per ft²$79
CheaperTypical $79Pricier

Pricier than 49% of homes nearby

Living area1,532 ft²
SmallerTypical 1,216 ft²Bigger

Bigger than 76% of homes nearby

Lot size0.2 ac
SmallerTypical 0.21 acBigger

Bigger than 45% of homes nearby

Year built1960
OlderTypical 1963Newer

Newer than 43% of homes nearby

How 554 Howard Dr ranks against every home in each area.
MeasureThis homeWhitehavenMemphis 38109Shelby County
Estimated valuepricier than$120,83632% of homes77% of homes27% of homes
Price per ft²pricier than$7934% of homes49% of homes21% of homes
Living areabigger than1,532 ft²47% of homes76% of homes41% of homes
Lot sizebigger than0.2 ac9% of homes45% of homes36% of homes
Year builtnewer than196045% of homes43% of homes32% of homes

About 554 Howard Dr

How much is 554 Howard Dr, Memphis, TN worth?

The TopHap Estimate for 554 Howard Dr, Memphis, TN is $120,836 as of Aug 30, 2026. The likely range is $97,800 to $143,872. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 554 Howard Dr, Memphis, TN last sell?

554 Howard Dr, Memphis, TN last sold on Jan 22, 2026 for $125,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 554 Howard Dr, Memphis, TN?

554 Howard Dr, Memphis, TN has 4 bedrooms, 2 bathrooms, 1,532 square feet of living space and a 0.20-acre lot.

When was 554 Howard Dr, Memphis, TN built?

554 Howard Dr, Memphis, TN was built in 1960, making it 66 years old. It is a cottage home. The building has 1 story.

What schools serve 554 Howard Dr, Memphis, TN?

554 Howard Dr, Memphis, TN is assigned to Fairley High School (high), rated C; Holmes Road Elementary School (elementary), rated C; Geeter Middle School (middle). All sit in Achievement School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 554 Howard Dr, Memphis, TN compare to other homes in Memphis 38109?

Among the 16,530 homes in Memphis 38109, it is worth more than 77% of them ($120,836 against a typical $99,422), its price per square foot is higher than 49% of them ($79 against a typical $79), it is bigger than 76% of them (1,532 ft² against a typical 1,216 ft²), its lot is bigger than 45% of them (0.2 ac against a typical 0.21 ac) and it is newer than 43% of them (1960 against a typical 1963). Measured against all of Shelby County, it is worth more than 27% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 554 Howard Dr, Memphis, TN?

The 2025 property tax bill for 554 Howard Dr, Memphis, TN was $696. The county assessed it at $25,875.

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