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Rural ResidenceResidential
$1,395,000$2,906 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 63How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

554 STEARNS ST

CLEVELAND, GA 30528
1
Beds
1
Baths
480 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
23.68 ac
Lot SizeThe size of the land the home sits on, from county records.
1985
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$1.4M
$880K low$1.9M high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,722 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$233,460 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$143,140
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$90,320
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$233,460
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$583,650

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.32
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
19
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
41
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyWHITE
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2005
Lot (acres)The size of the land the home sits on, from county records.23.68
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 225 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Mossy Creek Elementary SchoolB-
Elementary · Grades KG–5 · 7.1 mi
M
White County Middle SchoolB+
Middle · Grades 6–8 · 9.1 mi
H
White County High SchoolB
High · Grades 10–12 · 10.8 mi

District: White County School District

Neighborhood · ZIP 30528These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.73

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.25,757
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.141 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$66,604
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,089
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.67 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

554 Stearns St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in White County
  • Among the highest price per square foot in Cleveland 30528
  • Among the smallest homes in Cleveland 30528
  • Has a bigger lot than 96% of homes in Cleveland 30528
  • Older than 72% of homes in Cleveland 30528

What homes are worth in Cleveland 30528

Each bar is how many homes fall in that price range. The marker is this home.

This home
$110K$972K

This home is worth more than almost all homes in Cleveland 30528.

How it measures up in Cleveland 30528

The dot is this home. The mark in the middle is the typical home in Cleveland 30528.

Estimated value$1,395,000
CheaperTypical $337,088Pricier

Pricier than almost all homes nearby

Price per ft²$2906
CheaperTypical $212Pricier

Pricier than almost all homes nearby

Living area480 ft²
SmallerTypical 1,522 ft²Bigger

Smaller than almost all homes nearby

Lot size23.68 ac
SmallerTypical 1.79 acBigger

Bigger than 96% of homes nearby

Year built1985
OlderTypical 1996Newer

Newer than 28% of homes nearby

How 554 Stearns St ranks against every home in each area.
MeasureThis homeCleveland 30528White County
Estimated valuepricier than$1,395,000almost all homesalmost all homes
Price per ft²pricier than$2906almost all homesalmost all homes
Living areabigger than480 ft²almost no homesalmost no homes
Lot sizebigger than23.68 ac96% of homes96% of homes
Year builtnewer than198528% of homes29% of homes

About 554 Stearns St

How much is 554 Stearns St, Cleveland, GA worth?

The TopHap Estimate for 554 Stearns St, Cleveland, GA is $1,395,000 as of Sep 24, 2026. The likely range is $880,328 to $1,909,672. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 554 Stearns St, Cleveland, GA last sell?

554 Stearns St, Cleveland, GA last sold on Nov 15, 2024, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 554 Stearns St, Cleveland, GA?

554 Stearns St, Cleveland, GA has 1 bedrooms, 1 bathrooms, 480 square feet of living space and a 23.68-acre lot.

When was 554 Stearns St, Cleveland, GA built?

554 Stearns St, Cleveland, GA was built in 1985, making it 41 years old. The building has 1 story.

What schools serve 554 Stearns St, Cleveland, GA?

554 Stearns St, Cleveland, GA is assigned to Mossy Creek Elementary School (elementary), rated B-; White County Middle School (middle), rated B+; White County High School (high), rated B. All sit in White County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 554 Stearns St, Cleveland, GA compare to other homes in Cleveland 30528?

Among the 11,057 homes in Cleveland 30528, it is worth more than almost all of them ($1,395,000 against a typical $337,088), its price per square foot is higher than almost all of them ($2906 against a typical $212), it is bigger than almost none of them (480 ft² against a typical 1,522 ft²), its lot is bigger than 96% of them (23.68 ac against a typical 1.79 ac) and it is newer than 28% of them (1985 against a typical 1996). Measured against all of White County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 554 Stearns St, Cleveland, GA?

The 2026 property tax bill for 554 Stearns St, Cleveland, GA was $4,722. The county assessed it at $233,460.

Closest homes

More homes in Cleveland 30528

Assigned schools

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