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Single Family ResidenceResidential
$664,879$503 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $300,000 on Aug 19, 2011

5540 MONTANA DR

CONCORD, CA 94521
4
Beds
2
Baths
1,321 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.16 ac
Lot SizeThe size of the land the home sits on, from county records.
1960
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$665K
$644K low$686K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$300,000 · Aug 19, 2011

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,322 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$384,339 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$288,258
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$96,081
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$376,804

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.32
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
69
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
44
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
36
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
14
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyCONTRA COSTA
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1964
Lot (acres)The size of the land the home sits on, from county records.0.16
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(2)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Highlands Elementary SchoolB+
Elementary · Grades KG–5 · 0.2 mi
M
Pine Hollow Middle SchoolB-
Middle · Grades 6–8 · 0.3 mi
H
Concord High SchoolC-
High · Grades 9–12 · 3.0 mi

District: Mount Diablo Unified School District

Neighborhood · ZIP 94521These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.96
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.556

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.43,000
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,071 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$121,996
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$147,183
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.20 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

5540 Montana Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 82% of homes in Concord 94521
  • Smaller than 73% of homes in Contra Costa County
  • Has a smaller lot than 69% of homes in Clayton Valley Highlands
  • Older than 82% of homes in Concord 94521

What homes are worth in Concord 94521

Each bar is how many homes fall in that price range. The marker is this home.

This home
$279K$1.5M

This home is worth more than 38% of homes in Concord 94521.

How it measures up in Concord 94521

The dot is this home. The mark in the middle is the typical home in Concord 94521.

Estimated value$664,879
CheaperTypical $720,954Pricier

Pricier than 38% of homes nearby

Price per ft²$503
CheaperTypical $438Pricier

Pricier than 82% of homes nearby

Living area1,321 ft²
SmallerTypical 1,595 ft²Bigger

Bigger than 31% of homes nearby

Lot size0.16 ac
SmallerTypical 0.17 acBigger

Bigger than 42% of homes nearby

Year built1960
OlderTypical 1972Newer

Newer than 18% of homes nearby

How 5540 Montana Dr ranks against every home in each area.
MeasureThis homeClayton Valley HighlandsConcord 94521Contra Costa County
Estimated valuepricier than$664,87944% of homes38% of homes40% of homes
Price per ft²pricier than$50348% of homes82% of homes59% of homes
Living areabigger than1,321 ft²57% of homes31% of homes27% of homes
Lot sizebigger than0.16 ac31% of homes42% of homes53% of homes
Year builtnewer than196035% of homes18% of homes26% of homes

About 5540 Montana Dr

How much is 5540 Montana Dr, Concord, CA worth?

The TopHap Estimate for 5540 Montana Dr, Concord, CA is $664,879 as of Oct 21, 2026. The likely range is $644,051 to $685,707. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 5540 Montana Dr, Concord, CA last sell?

5540 Montana Dr, Concord, CA last sold on Aug 19, 2011 for $300,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 5540 Montana Dr, Concord, CA?

5540 Montana Dr, Concord, CA has 4 bedrooms, 2 bathrooms, 1,321 square feet of living space and a 0.16-acre lot.

When was 5540 Montana Dr, Concord, CA built?

5540 Montana Dr, Concord, CA was built in 1960, making it 66 years old. It is a ranch home. The building has 1 story.

What schools serve 5540 Montana Dr, Concord, CA?

5540 Montana Dr, Concord, CA is assigned to Highlands Elementary School (elementary), rated B+; Pine Hollow Middle School (middle), rated B-; Concord High School (high), rated C-. All sit in Mount Diablo Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 5540 Montana Dr, Concord, CA compare to other homes in Concord 94521?

Among the 14,272 homes in Concord 94521, it is worth more than 38% of them ($664,879 against a typical $720,954), its price per square foot is higher than 82% of them ($503 against a typical $438), it is bigger than 31% of them (1,321 ft² against a typical 1,595 ft²), its lot is bigger than 42% of them (0.16 ac against a typical 0.17 ac) and it is newer than 18% of them (1960 against a typical 1972). Measured against all of Contra Costa County, it is worth more than 40% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 5540 Montana Dr, Concord, CA?

The 2025 property tax bill for 5540 Montana Dr, Concord, CA was $7,322. The county assessed it at $384,339.

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