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Single Family ResidenceResidential
$410,384$216 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

5546 RAILROAD FLAT RD

MOUNTAIN RANCH, CA 95246
3
Beds
2
Baths
1,904 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.43 ac
Lot SizeThe size of the land the home sits on, from county records.
1992
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$410K
$357K low$464K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,451 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$301,534 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$43,162
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$258,372
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$295,622

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.140 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyCALAVERAS
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1996
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Neighborhood · ZIP 95246These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.86
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.84

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.65%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.1,962
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.23 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,223
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,776
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

5546 Railroad Flat Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 89% of homes in Mountain Ranch 95246
  • Costs less per square foot than 86% of homes in Calaveras County
  • Bigger than 88% of homes in Mountain Ranch 95246
  • Has a bigger lot than 91% of homes in Calaveras County
  • Newer than 85% of homes in Mountain Ranch 95246

What homes are worth in Mountain Ranch 95246

Each bar is how many homes fall in that price range. The marker is this home.

This home
$90K$522K

This home is worth more than 89% of homes in Mountain Ranch 95246.

How it measures up in Mountain Ranch 95246

The dot is this home. The mark in the middle is the typical home in Mountain Ranch 95246.

Estimated value$410,384
CheaperTypical $278,894Pricier

Pricier than 89% of homes nearby

Price per ft²$216
CheaperTypical $234Pricier

Pricier than 37% of homes nearby

Living area1,904 ft²
SmallerTypical 1,225 ft²Bigger

Bigger than 88% of homes nearby

Lot size3.43 ac
SmallerTypical 2.41 acBigger

Bigger than 69% of homes nearby

Year built1992
OlderTypical 1976Newer

Newer than 85% of homes nearby

How 5546 Railroad Flat Rd ranks against every home in each area.
MeasureThis homeMountain Ranch 95246Calaveras County
Estimated valuepricier than$410,38489% of homes49% of homes
Price per ft²pricier than$21637% of homes14% of homes
Living areabigger than1,904 ft²88% of homes70% of homes
Lot sizebigger than3.43 ac69% of homes91% of homes
Year builtnewer than199285% of homes72% of homes

About 5546 Railroad Flat Rd

How much is 5546 Railroad Flat Rd, Mountain Ranch, CA worth?

The TopHap Estimate for 5546 Railroad Flat Rd, Mountain Ranch, CA is $410,384 as of Sep 24, 2026. The likely range is $356,620 to $464,148. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 5546 Railroad Flat Rd, Mountain Ranch, CA last sell?

5546 Railroad Flat Rd, Mountain Ranch, CA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 5546 Railroad Flat Rd, Mountain Ranch, CA?

5546 Railroad Flat Rd, Mountain Ranch, CA has 3 bedrooms, 2 bathrooms and 1,904 square feet of living space.

When was 5546 Railroad Flat Rd, Mountain Ranch, CA built?

5546 Railroad Flat Rd, Mountain Ranch, CA was built in 1992, making it 34 years old. It is a conventional home. The building has 1 story.

How does 5546 Railroad Flat Rd, Mountain Ranch, CA compare to other homes in Mountain Ranch 95246?

Among the 275 homes in Mountain Ranch 95246, it is worth more than 89% of them ($410,384 against a typical $278,894), its price per square foot is higher than 37% of them ($216 against a typical $234), it is bigger than 88% of them (1,904 ft² against a typical 1,225 ft²), its lot is bigger than 69% of them (3.43 ac against a typical 2.41 ac) and it is newer than 85% of them (1992 against a typical 1976). Measured against all of Calaveras County, it is worth more than 49% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 5546 Railroad Flat Rd, Mountain Ranch, CA?

The 2025 property tax bill for 5546 Railroad Flat Rd, Mountain Ranch, CA was $3,451. The county assessed it at $301,534.

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