Skip to content
Skip to content
TopHapOpen in map
Miscellaneous (Residential)Residential
$112,605
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 60How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

555 W RAILROAD ST

WATERLOO, IN 46793
0
Baths
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
1918
Year BuiltThe year the home was originally built, according to county records.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$113K
$67K low$158K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$409 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$18,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$12,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$15,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$18,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.29
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
4
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
67
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
73
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
3
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Miscellaneous (Residential)
CountyDEKALB
Lot (acres)The size of the land the home sits on, from county records.0.11
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 936 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Waterloo Elementary SchoolD
Elementary · Grades PK–5 · 0.5 mi
M
Dekalb Middle SchoolB+
Middle · Grades 6–8 · 1.6 mi
H
Dekalb High School
High · Grades 9–12 · 1.9 mi

District: Dekalb County Central United School District

Neighborhood · ZIP 46793These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.75
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.29

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.4,414
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.74 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,868
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$102,098
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

555 W Railroad St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 95% of homes in DeKalb County
  • Has a smaller lot than 96% of homes in Waterloo 46793
  • Older than 91% of homes in DeKalb County

What homes are worth in Waterloo 46793

Each bar is how many homes fall in that price range. The marker is this home.

This home
$92K$645K

This home is worth more than 8% of homes in Waterloo 46793.

How it measures up in Waterloo 46793

The dot is this home. The mark in the middle is the typical home in Waterloo 46793.

Estimated value$112,605
CheaperTypical $241,840Pricier

Pricier than 8% of homes nearby

Lot size0.11 ac
SmallerTypical 0.91 acBigger

Bigger than 4% of homes nearby

Year built1918
OlderTypical 1972Newer

Newer than 11% of homes nearby

How 555 W Railroad St ranks against every home in each area.
MeasureThis homeWaterloo 46793DeKalb County
Estimated valuepricier than$112,6058% of homes5% of homes
Lot sizebigger than0.11 ac4% of homes10% of homes
Year builtnewer than191811% of homes9% of homes

About 555 W Railroad St

How much is 555 W Railroad St, Waterloo, IN worth?

The TopHap Estimate for 555 W Railroad St, Waterloo, IN is $112,605 as of Oct 21, 2026. The likely range is $67,423 to $157,787. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 555 W Railroad St, Waterloo, IN last sell?

555 W Railroad St, Waterloo, IN last sold on Jan 1, 1900, according to the county's recorded deed.

When was 555 W Railroad St, Waterloo, IN built?

555 W Railroad St, Waterloo, IN was built in 1918, making it 108 years old.

What schools serve 555 W Railroad St, Waterloo, IN?

555 W Railroad St, Waterloo, IN is assigned to Waterloo Elementary School (elementary), rated D; Dekalb Middle School (middle), rated B+; Dekalb High School (high). All sit in Dekalb County Central United School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 555 W Railroad St, Waterloo, IN compare to other homes in Waterloo 46793?

Among the 1,610 homes in Waterloo 46793, it is worth more than 8% of them ($112,605 against a typical $241,840), its lot is bigger than 4% of them (0.11 ac against a typical 0.91 ac) and it is newer than 11% of them (1918 against a typical 1972). Measured against all of DeKalb County, it is worth more than 5% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 555 W Railroad St, Waterloo, IN?

The 2025 property tax bill for 555 W Railroad St, Waterloo, IN was $409. The county assessed it at $18,100.

More homes on W Railroad St

Closest homes

More homes in Waterloo 46793

Assigned schools

Explore the area

See this home in context

Open 555 W Railroad St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map